Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Financing revenues:
Operating lease	$ 2,120	$ 2,129
Retail	791	672
Dealer	88	111
Total financing revenues	2,999	2,912
Depreciation on operating leases	1,441	1,685
Interest expense	286	548
Net financing revenues	1,272	679
Voluntary protection contract revenues and insurance earned premiums	249	235
Investment and other income, net	156	176
Net financing revenues and other revenues	1,677	1,090
Expenses:
Provision for credit losses	(3)	183
Operating and administrative	384	345
Voluntary protection contract expenses and insurance losses	108	75
Total expenses	489	603
Income before income taxes	1,188	487
Provision for income taxes	267	113
Net income	$ 921	$ 374