Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing revenues:
Operating lease	$ 2,114	$ 2,197	$ 4,243	$ 4,381
Retail	723	638	1,395	1,227
Dealer	98	183	209	373
Total financing revenues	2,935	3,018	5,847	5,981
Depreciation on operating leases	1,349	1,583	3,034	3,208
Interest expense	495	613	1,043	1,310
Net financing revenues	1,091	822	1,770	1,463
Insurance earned premiums and contract revenues	238	232	473	461
Investment and other income, net	90	97	266	215
Net financing revenues and other revenues	1,419	1,151	2,509	2,139
Expenses:
Provision for credit losses	65	61	248	136
Operating and administrative	389	358	734	695
Insurance losses and loss adjustment expenses	92	115	167	228
Total expenses	546	534	1,149	1,059
Income before income taxes	873	617	1,360	1,080
Provision for income taxes	218	158	331	262
Net income	$ 655	$ 459	$ 1,029	$ 818