XML 60 R29.htm IDEA: XBRL DOCUMENT v3.20.1
Allowance for Credit Losses (Tables)
12 Months Ended
Mar. 31, 2020
Loans And Leases Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Finance Receivables and Investments in Operating Lease

The following table provides information related to our allowance for credit losses on finance receivables and investments in operating leases:

 

 

 

 

 

 

 

Years ended March 31,

 

 

 

2020

 

 

2019

 

Allowance for credit losses at beginning of period

 

$

602

 

 

$

597

 

Charge-offs

 

 

(470

)

 

 

(464

)

Recoveries

 

 

95

 

 

 

97

 

Provision for credit losses

 

 

590

 

 

 

372

 

Allowance for credit losses at end of period

 

$

817

 

 

$

602

 

Allowance for Credit Losses and Finance Receivables by Portfolio Segment

The following tables provide information related to our allowance for credit losses for finance receivables and finance receivables by portfolio segment:

 

 

 

Year ended March 31, 2020

 

Allowance for Credit Losses for Finance Receivables:

 

Retail loan

 

 

Dealer products

 

 

Total

 

Beginning balance, April 1, 2019

 

$

304

 

 

$

195

 

 

$

499

 

Charge-offs

 

 

(358

)

 

 

(12

)

 

 

(370

)

Recoveries

 

 

50

 

 

 

-

 

 

 

50

 

Provision for credit losses

 

 

490

 

 

 

58

 

 

 

548

 

Ending balance, March 31, 2020

 

$

486

 

 

$

241

 

 

$

727

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

65

 

 

$

65

 

Ending balance: Collectively evaluated for impairment

 

$

486

 

 

$

176

 

 

$

662

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance, March 31, 2020

 

$

57,088

 

 

$

17,873

 

 

$

74,961

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

528

 

 

$

528

 

Ending balance: Collectively evaluated for impairment

 

$

57,088

 

 

$

17,345

 

 

$

74,433

 

 

 

Year ended March 31, 2019

 

Allowance for Credit Losses for Finance Receivables:

 

Retail loan

 

 

Dealer products

 

 

Total

 

Beginning balance, April 1, 2018

 

$

312

 

 

$

151

 

 

$

463

 

Charge-offs

 

 

(330

)

 

 

-

 

 

 

(330

)

Recoveries

 

 

50

 

 

 

-

 

 

 

50

 

Provision for credit losses

 

 

272

 

 

 

44

 

 

 

316

 

Ending balance, March 31, 2019

 

$

304

 

 

$

195

 

 

$

499

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

99

 

 

$

99

 

Ending balance: Collectively evaluated for impairment

 

$

304

 

 

$

96

 

 

$

400

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance, March 31, 2019

 

$

53,939

 

 

$

17,696

 

 

$

71,635

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

623

 

 

$

623

 

Ending balance: Collectively evaluated for impairment

 

$

53,939

 

 

$

17,073

 

 

$

71,012