Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Financing revenues:
Operating lease	$ 2,197	$ 2,167	$ 4,381	$ 4,293
Retail	638	547	1,227	1,082
Dealer	183	176	373	351
Total financing revenues	3,018	2,890	5,981	5,726
Depreciation on operating leases	1,583	1,662	3,208	3,428
Interest expense	613	702	1,310	1,384
Net financing revenues	822	526	1,463	914
Insurance earned premiums and contract revenues	232	226	461	450
Investment and other income, net	97	56	215	96
Net financing revenues and other revenues	1,151	808	2,139	1,460
Expenses:
Provision for credit losses	61	67	136	156
Operating and administrative	358	348	695	672
Insurance losses and loss adjustment expenses	115	112	228	237
Total expenses	534	527	1,059	1,065
Income before income taxes	617	281	1,080	395
Provision for income taxes	158	87	262	109
Net income	$ 459	$ 194	$ 818	$ 286