Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Financing revenues:
Operating lease	$ 2,184	$ 2,126
Retail	589	535
Dealer	190	175
Total financing revenues	2,963	2,836
Depreciation on operating leases	1,625	1,766
Interest expense	697	682
Net financing revenues	641	388
Insurance earned premiums and contract revenues	229	224
Investment and other income, net	118	40
Net financing revenues and other revenues	988	652
Expenses:
Provision for credit losses	75	89
Operating and administrative	337	324
Insurance losses and loss adjustment expenses	113	125
Total expenses	525	538
Income before income taxes	463	114
Provision for income taxes	104	22
Net income	$ 359	$ 92