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Allowance for Credit Losses (Tables)
12 Months Ended
Mar. 31, 2019
Loans And Leases Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Finance Receivables and Investments in Operating Leases

The following table provides information related to our allowance for credit losses on finance receivables and investments in operating leases:

 

 

 

 

 

 

Years Ended March 31,

 

 

 

2019

 

 

2018

 

 

2017

 

Allowance for credit losses at beginning of period

 

$

597

 

 

$

622

 

 

$

535

 

Charge-offs

 

 

(464

)

 

 

(516

)

 

 

(574

)

Recoveries

 

 

97

 

 

 

90

 

 

 

79

 

Provision for credit losses

 

 

372

 

 

 

401

 

 

 

582

 

Allowance for credit losses at end of period

 

$

602

 

 

$

597

 

 

$

622

 

Allowance for Credit Losses and Finance Receivables by Portfolio Segment

The following tables provide information related to our allowance for credit losses for finance receivables and finance receivables by portfolio segment:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended March 31, 2019

 

 

 

Retail Loan

 

 

Dealer Products

 

 

Total

 

Beginning balance, April 1, 2018

 

$

312

 

 

$

151

 

 

$

463

 

Charge-offs

 

 

(330

)

 

 

-

 

 

 

(330

)

Recoveries

 

 

50

 

 

 

-

 

 

 

50

 

Provision for credit losses

 

 

272

 

 

 

44

 

 

 

316

 

Ending balance, March 31, 2019

 

$

304

 

 

$

195

 

 

$

499

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for Credit Losses for Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

99

 

 

$

99

 

Ending balance: Collectively evaluated for impairment

 

$

304

 

 

$

96

 

 

$

400

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance, March 31, 2019

 

$

53,939

 

 

$

17,696

 

 

$

71,635

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

623

 

 

$

623

 

Ending balance: Collectively evaluated for impairment

 

$

53,939

 

 

$

17,073

 

 

$

71,012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended March 31, 2018

 

 

 

Retail Loan

 

 

Dealer Products

 

 

Total

 

Beginning balance, April 1, 2017

 

$

344

 

 

$

123

 

 

$

467

 

Charge-offs

 

 

(355

)

 

 

-

 

 

 

(355

)

Recoveries

 

 

50

 

 

 

-

 

 

 

50

 

Provision for credit losses

 

 

273

 

 

 

28

 

 

 

301

 

Ending balance, March 31, 2018

 

$

312

 

 

$

151

 

 

$

463

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for Credit Losses for Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

70

 

 

$

70

 

Ending balance: Collectively evaluated for impairment

 

$

312

 

 

$

81

 

 

$

393

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Finance Receivables:

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance, March 31, 2018

 

$

53,395

 

 

$

17,420

 

 

$

70,815

 

Ending balance: Individually evaluated for impairment

 

$

-

 

 

$

495

 

 

$

495

 

Ending balance: Collectively evaluated for impairment

 

$

53,395

 

 

$

16,925

 

 

$

70,320