Finance Receivables, Net (Tables)

12 Months Ended

Mar. 31, 2019

Receivables [Abstract]

Net Financing Receivables

Finance receivables, net consisted of the following:

	March 31,			March 31,
	2019			2018
Retail receivables	$	42,621		$	41,265
Securitized retail receivables		11,318			12,130
Dealer financing		17,696			17,420
		71,635			70,815
Deferred origination (fees) and costs, net		695			630
Deferred income		(1,314	)		(1,335	)
Allowance for credit losses
Retail and securitized retail receivables		(304	)		(312	)
Dealer financing		(195	)		(151	)
Total allowance for credit losses		(499	)		(463	)
Finance receivables, net	$	70,517		$	69,647

Contractual Maturities on Retail Receivables and Dealer Financing

Contractual maturities on retail receivables and dealer financing are as follows:

	Contractual maturities
Years ending March 31,	Retailreceivables		Dealer financing
2020	$	14,180	$	12,957
2021		12,866		1,519
2022		10,934		924
2023		8,618		588
2024		5,238		646
Thereafter		2,103		1,062
Total	$	53,939	$	17,696

Finance Receivable Credit Quality Indicators

The tables below present each credit quality indicator by class of finance receivables:

	Retail Loan
	March 31,		March 31,
	2019		2018
Aging of finance receivables:
Current	$	53,047	$	52,559
30-59 days past due		657		613
60-89 days past due		162		158
90 days or greater past due		73		65
Total	$	53,939	$	53,395

	Wholesale				Real Estate				Working Capital
	March 31,		March 31,		March 31,		March 31,		March 31,		March 31,
	2019		2018		2019		2018		2019		2018
Credit quality indicators:
Performing	$	9,155	$	9,451	$	4,019	$	4,070	$	2,448	$	2,118
Credit Watch		1,127		946		554		484		70		105
At Risk		152		75		84		29		63		33
Default		6		41		14		47		4		21
Total	$	10,440	$	10,513	$	4,671	$	4,630	$	2,585	$	2,277

Past Due Finance Receivables by Class

The following tables summarize the aging of finance receivables by class:

	March 31, 2019
	30 - 59 Days Past Due		60 - 89 Days Past Due		90Daysor Greater Past Due		TotalPast Due		Current		TotalFinance Receivables		90 Days or GreaterPast Due and Accruing
Retail loan	$	657	$	162	$	73	$	892	$	53,047	$	53,939	$	47
Wholesale		-		-		1		1		10,439		10,440		-
Real estate		-		-		-		-		4,671		4,671		-
Working capital		-		-		4		4		2,581		2,585		-
Total	$	657	$	162	$	78	$	897	$	70,738	$	71,635	$	47

	March 31, 2018
	30 - 59 Days Past Due		60 - 89 Days Past Due		90Daysor Greater Past Due		TotalPast Due		Current		TotalFinance Receivables		90Daysor GreaterPast Due and Accruing
Retail loan	$	613	$	158	$	65	$	836	$	52,559	$	53,395	$	46
Wholesale		-		-		-		-		10,513		10,513		-
Real estate		-		-		-		-		4,630		4,630		-
Working capital		-		-		-		-		2,277		2,277		-
Total	$	613	$	158	$	65	$	836	$	69,979	$	70,815	$	46

Summary of Impaired Loans by Class of Finance Receivable

The following table summarizes the information related to our impaired loans by class of finance receivables:

	Impaired				Individually Evaluated
	Finance Receivables				Allowance
	March 31,		March 31,		March 31,		March 31,
	2019		2018		2019		2018
Impaired account balances individually evaluated for impairment with an allowance:
Wholesale	$	161	$	107	$	28	$	14
Real estate		93		86		11		5
Working capital		67		55		60		51
Total	$	321	$	248	$	99	$	70
Impaired account balances individually evaluated for impairment without an allowance:
Wholesale	$	130	$	83
Real estate		152		142
Working capital		20		22
Total	$	302	$	247
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	231	$	222
Total impaired account balances:
Retail loan	$	231	$	222
Wholesale		291		190
Real estate		245		228
Working capital		87		77
Total	$	854	$	717