Allowance for Credit Losses (Tables)

12 Months Ended

Mar. 31, 2018

Loans And Leases Receivable Disclosure [Abstract]

Allowance for Credit Losses on Finance Receivables and Investments in Operating Leases

The following table provides information related to our allowance for credit losses on finance receivables and investments in operating leases:

	Years Ended March 31,
	2018			2017			2016
Allowance for credit losses at beginning of period	$	622		$	535		$	485
Provision for credit losses		401			582			441
Transferred to held-for-sale1		-			-			(7	)
Charge-offs, net of recoveries		(426	)		(495	)		(384	)
Allowance for credit losses at end of period	$	597		$	622		$	535

¹ Amount relates to the commercial finance business which was sold in fiscal 2016.

Allowance for Credit Losses and Finance Receivables by Portfolio Segment

The following tables provide information related to our allowance for credit losses and finance receivables by portfolio segment:

	Year Ended March 31, 2018
	Retail Loan			DealerProducts		Total
Beginning balance, April 1, 2017	$	344		$	123	$	467
Charge-offs		(355	)		-		(355	)
Recoveries		50			-		50
Provision for credit losses		273			28		301
Ending balance, March 31, 2018	$	312		$	151	$	463
Allowance for Credit Losses for Finance Receivables:
Ending balance: Individually evaluated for impairment	$	-		$	70	$	70
Ending balance: Collectively evaluated for impairment	$	312		$	81	$	393
Finance Receivables:
Ending balance, March 31, 2018	$	53,395		$	17,420	$	70,815
Ending balance: Individually evaluated for impairment	$	-		$	495	$	495
Ending balance: Collectively evaluated for impairment	$	53,395		$	16,925	$	70,320

	Year Ended March 31, 2017
	Retail Loan			DealerProducts			Total
Beginning balance, April 1, 2016	$	289		$	132		$	421
Charge-offs		(399	)		-			(399	)
Recoveries		50			-			50
Provision for credit losses		404			(9	)		395
Ending balance, March 31, 2017	$	344		$	123		$	467
Allowance for Credit Losses for Finance Receivables:
Ending balance: Individually evaluated for impairment	$	-		$	33		$	33
Ending balance: Collectively evaluated for impairment	$	344		$	90		$	434
Finance Receivables:
Ending balance, March 31, 2017	$	51,409		$	17,899		$	69,308
Ending balance: Individually evaluated for impairment	$	-		$	457		$	457
Ending balance: Collectively evaluated for impairment	$	51,409		$	17,442		$	68,851

Past Due Finance Receivables and Investments in Operating Leases

The following table shows aggregate balances of finance receivables and investments in operating leases 60 or more days past due:

	March 31,		March 31,
	2018		2017
Aggregate balances 60 or more days past due
Finance receivables	$	223	$	192
Investments in operating leases		106		95
Total	$	329	$	287

Past Due Finance Receivables by Class

The following tables summarize the aging of finance receivables by class:

	March 31, 2018
	30 - 59 Days Past Due		60 - 89 Days Past Due		90Daysor Greater Past Due		TotalPast Due		Current		TotalFinance Receivables		90 Days or GreaterPast Due and Accruing
Retail loan	$	613	$	158	$	65	$	836	$	52,559	$	53,395	$	46
Wholesale		-		-		-		-		10,513		10,513		-
Real estate		-		-		-		-		4,630		4,630		-
Working capital		-		-		-		-		2,277		2,277		-
Total	$	613	$	158	$	65	$	836	$	69,979	$	70,815	$	46

	March 31, 2017
	30 - 59 Days Past Due		60 - 89 Days Past Due		90Daysor Greater Past Due		TotalPast Due		Current		TotalFinance Receivables		90Daysor GreaterPast Due and Accruing
Retail loan	$	586	$	129	$	63	$	778	$	50,631	$	51,409	$	41
Wholesale		-		-		-		-		10,951		10,951		-
Real estate		-		-		-		-		4,713		4,713		-
Working capital		3		-		-		3		2,232		2,235		-
Total	$	589	$	129	$	63	$	781	$	68,527	$	69,308	$	41