Finance Receivables, Net (Tables)

12 Months Ended

Mar. 31, 2018

Receivables [Abstract]

Net Financing Receivables

Finance receivables, net consisted of the following:

	March 31,			March 31,
	2018			2017
Retail receivables	$	41,265		$	38,338
Securitized retail receivables		12,130			13,071
Dealer financing		17,420			17,899
		70,815			69,308
Deferred origination (fees) and costs, net		630			644
Deferred income		(1,335	)		(1,023	)
Allowance for credit losses
Retail and securitized retail receivables		(312	)		(344	)
Dealer financing		(151	)		(123	)
Total allowance for credit losses		(463	)		(467	)
Finance receivables, net	$	69,647		$	68,462

Contractual Maturities on Retail Receivables and Dealer Financing

Contractual maturities on retail receivables and dealer financing are as follows:

	Contractual maturities
Years ending March 31,	Retailreceivables		Dealer financing
2019	$	14,348	$	13,220
2020		12,838		1,527
2021		10,702		772
2022		8,051		667
2023		5,232		515
Thereafter		2,224		719
Total	$	53,395	$	17,420

Finance Receivable Credit Quality Indicators

The tables below present each credit quality indicator by class of finance receivables:

	Retail Loan
	March 31,		March 31,
	2018		2017
Aging of finance receivables:
Current	$	52,559	$	50,631
30-59 days past due		613		586
60-89 days past due		158		129
90 days or greater past due		65		63
Total	$	53,395	$	51,409

	Wholesale				Real Estate				Working Capital
	March 31,		March 31,		March 31,		March 31,		March 31,		March 31,
	2018		2017		2018		2017		2018		2017
Credit quality indicators:
Performing	$	9,451	$	9,592	$	4,070	$	4,010	$	2,118	$	2,082
Credit Watch		946		1,269		484		613		105		143
At Risk		75		12		29		45		33		5
Default		41		78		47		45		21		5
Total	$	10,513	$	10,951	$	4,630	$	4,713	$	2,277	$	2,235

Summary of Impaired Loans by Class of Finance Receivable

The following table summarizes the information related to our impaired loans by class of finance receivables:

	Impaired								Individually Evaluated
	Finance Receivables				Unpaid Principal Balance				Allowance
	March 31,		March 31,		March 31,		March 31,		March 31,		March 31,
	2018		2017		2018		2017		2018		2017
Impaired account balances individually evaluated for impairment with an allowance:
Wholesale	$	107	$	93	$	107	$	93	$	14	$	12
Real estate		86		94		86		94		5		12
Working capital		55		31		55		31		51		9
Total	$	248	$	218	$	248	$	218	$	70	$	33
Impaired account balances individually evaluated for impairment without an allowance:
Wholesale	$	83	$	134	$	83	$	134
Real estate		142		105		142		105
Working capital		22		-		22		-
Total	$	247	$	239	$	247	$	239
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	222	$	220	$	220	$	217
Total impaired account balances:
Retail loan	$	222	$	220	$	220	$	217
Wholesale		190		227		190		227
Real estate		228		199		228		199
Working capital		77		31		77		31
Total	$	717	$	677	$	715	$	674

The following table summarizes the average impaired loans by class of finance receivables as of the balance sheet date:

	Average Impaired FinanceReceivables
	Years Ended March 31,
	2018		2017
Impaired account balances individually evaluated for impairment with an allowance:
Wholesale	$	103	$	77
Real estate		88		96
Working capital		42		33
Total	$	233	$	206
Impaired account balances individually evaluated for impairment without an allowance:
Wholesale	$	104	$	153
Real estate		115		107
Working capital		9		1
Total	$	228	$	261
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	222	$	223
Total impaired account balances:
Retail loan	$	222	$	223
Wholesale		207		230
Real estate		203		203
Working capital		51		34
Total	$	683	$	690