Finance Receivables, Net (Tables)

12 Months Ended

Mar. 31, 2017

Receivables [Abstract]

Net Financing Receivables

Finance receivables, net consisted of the following:

	March 31,			March 31,
	2017			2016
Retail receivables	$	38,338		$	36,020
Securitized retail receivables		13,071			14,343
Dealer financing		17,899			15,899
		69,308			66,262
Deferred origination (fees) and costs, net		644			663
Deferred income		(1,023	)		(868	)
Allowance for credit losses
Retail and securitized retail receivables		(344	)		(289	)
Dealer financing		(123	)		(132	)
Total allowance for credit losses		(467	)		(421	)
Finance receivables, net	$	68,462		$	65,636

Contractual Maturities on Retail Receivables and Dealer Financing

Contractual maturities on retail receivables and dealer financing are as follows:

	Contractual maturities
Years ending March 31,	Retailreceivables		Dealer financing
2018	$	14,357	$	13,548
2019		12,723		1,739
2020		10,498		753
2021		7,571		576
2022		4,402		657
Thereafter		1,858		626
Total	$	51,409	$	17,899

Finance Receivable Credit Quality Indicators

The tables below present each credit quality indicator by class of finance receivables:

	Retail Loan
	March 31,		March 31,
	2017		2016
Aging of finance receivables:
Current	$	50,631	$	49,590
30-59 days past due		586		584
60-89 days past due		129		129
90 days or greater past due		63		60
Total	$	51,409	$	50,363

	Wholesale				Real Estate				Working Capital
	March 31,		March 31,		March 31,		March 31,		March 31,		March 31,
	2017		2016		2017		2016		2017		2016
Credit quality indicators:
Performing	$	9,592	$	8,099	$	4,010	$	3,822	$	2,082	$	1,686
Credit Watch		1,269		1,041		613		763		143		229
At Risk		12		113		45		109		5		17
Default		78		9		45		10		5		1
Total	$	10,951	$	9,262	$	4,713	$	4,704	$	2,235	$	1,933

Summary of Impaired Loans by Class of Finance Receivable

The following table summarizes the information related to our impaired loans by class of finance receivables:

	Impaired								Individually Evaluated
	Finance Receivables				Unpaid Principal Balance				Allowance
	March 31,		March 31,		March 31,		March 31,		March 31,		March 31,
	2017		2016		2017		2016		2017		2016
Impaired account balances individually evaluated for impairment with an allowance:
Wholesale	$	93	$	98	$	93	$	98	$	12	$	9
Real estate		94		119		94		119		12		15
Working capital		31		37		31		37		9		30
Total	$	218	$	254	$	218	$	254	$	33	$	54
Impaired account balances individually evaluated for impairment without an allowance:
Wholesale	$	134	$	185	$	134	$	185
Real estate		105		98		105		98
Working capital		-		3		-		3
Total	$	239	$	286	$	239	$	286
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	220	$	226	$	217	$	223
Total	$	220	$	226	$	217	$	223
Total impaired account balances:
Retail loan	$	220	$	226	$	217	$	223
Wholesale		227		283		227		283
Real estate		199		217		199		217
Working capital		31		40		31		40
Total	$	677	$	766	$	674	$	763

The following table summarizes the average impaired loans by class of finance receivables as of the balance sheet date and the interest income recognized on these loans:

	Average Impaired FinanceReceivables				Interest Income Recognized
	Years Ended March 31,				Years Ended March 31,
	2017		2016		2017		2016
Impaired account balances individually evaluated for impairment with an allowance:
Wholesale	$	77	$	86	$	2	$	1
Real estate		96		93		3		2
Working capital		33		35		2		2
Total	$	206	$	214	$	7	$	5
Impaired account balances individually evaluated for impairment without an allowance:
Wholesale	$	153	$	132	$	4	$	3
Real estate		107		92		5		4
Working capital		1		4		-		-
Total	$	261	$	228	$	9	$	7
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	223	$	246	$	16	$	18
Total	$	223	$	246	$	16	$	18
Total impaired account balances:
Retail loan	$	223	$	246	$	16	$	18
Wholesale		230		218		6		4
Real estate		203		185		8		6
Working capital		34		39		2		2
Total	$	690	$	688	$	32	$	30