Consolidated Statement of Income - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Financing revenues:
Operating lease	$ 1,891	$ 1,696
Retail	456	457
Dealer	111	102
Total financing revenues	2,458	2,255
Depreciation on operating leases	1,589	1,360
Interest expense	307	508
Net financing revenues	562	387
Insurance earned premiums and contract revenues	193	174
Investment and other income, net	52	38
Net financing revenues and other revenues	807	599
Expenses:
Provision for credit losses	52	45
Operating and administrative	279	270
Insurance losses and loss adjustment expenses	89	79
Total expenses	420	394
Income before income taxes	387	205
Provision for income taxes	146	70
Net income	$ 241	$ 135