Consolidated Statement of Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Financing revenues:
Operating lease	$ 1,789	$ 1,497	$ 3,485	$ 2,900
Retail	465	461	922	917
Dealer	99	99	201	200
Total financing revenues	2,353	2,057	4,608	4,017
Depreciation on operating leases	1,446	1,196	2,806	2,296
Interest expense	203	215	711	345
Net financing revenues	704	646	1,091	1,376
Insurance earned premiums and contract revenues	178	160	352	313
Investment and other income, net	14	60	52	95
Net financing revenues and other revenues	896	866	1,495	1,784
Expenses:
Provision for credit losses	105	79	150	117
Operating and administrative	287	253	557	486
Insurance losses and loss adjustment expenses	78	67	157	137
Total expenses	470	399	864	740
Income before income taxes	426	467	631	1,044
Provision for income taxes	161	176	231	389
Net income	$ 265	$ 291	$ 400	$ 655