Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Financing revenues:
Operating lease	$ 1,618	$ 1,521
Retail	1,496	1,420
Dealer	249	268
Total financing revenues	3,363	3,209
Depreciation on operating leases	1,023	1,034
Interest expense	1,305	1,443
Net financing revenues	1,035	732
Voluntary protection contract revenues and insurance earned premiums	320	295
Investment and other income, net	356	223
Net financing revenues and other revenues	1,711	1,250
Expenses:
Provision for credit losses	45	189
Operating and administrative	427	440
Voluntary protection contract expenses and insurance losses	174	159
Total expenses	646	788
Income before income taxes	1,065	462
Provision for income taxes	253	105
Net income	$ 812	$ 357