Consolidated Statements of Income - USD ($) $ in Millions	12 Months Ended
	Mar. 31, 2025	Mar. 31, 2024	Mar. 31, 2023
Financing revenues:
Operating lease	$ 6,274	$ 6,270	$ 7,063
Retail	5,909	4,965	3,737
Dealer	1,049	909	493
Total financing revenues	13,232	12,144	11,293
Depreciation on operating leases	4,134	4,179	5,122
Interest expense	5,825	4,705	3,054
Net financing revenues	3,273	3,260	3,117
Voluntary protection contract revenues and insurance earned premiums	1,210	1,120	1,053
Investment and other income, net	984	873	97
Net financing revenues and other revenues	5,467	5,253	4,267
Expenses:
Provision for credit losses	768	839	713
Operating and administrative	1,827	1,920	1,776
Voluntary protection contract expenses and insurance losses	638	592	470
Total expenses	3,233	3,351	2,959
Income before income taxes	2,234	1,902	1,308
Provision for income taxes	522	442	329
Net income	$ 1,712	$ 1,460	$ 979