Segment Information (Tables)

9 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

Financial information for our reportable operating segments, which includes allocated corporate expenses, is summarized as follows:

	Three months ended December 31, 2024
	Finance		Voluntary protection			Intercompany
	operations		operations			eliminations			Total
Total financing revenues	$	3,368	$	-		$	-		$	3,368
Depreciation on operating leases		1,012		-			-			1,012
Interest expense		1,414		-			-			1,414
Net financing revenues		942		-			-			942
Voluntary protection contract revenues   and insurance earned premiums		-		303			-			303
Investment and other income (loss), net		183		(72	)		-			111
Net financing and other revenues		1,125		231			-			1,356
Expenses:
Provision for credit losses		181		-			-			181
Operating and administrative		335		116			-			451
Voluntary protection contract expenses and insurance losses		-		159			-			159
Total expenses		516		275			-			791
Income (loss) before income taxes		609		(44	)		-			565
Provision (benefit) for income taxes		147		(11	)		-			136
Net income (loss)	$	462	$	(33	)	$	-		$	429
	Nine months ended December 31, 2024
	Finance		Voluntary protection			Intercompany
	operations		operations			eliminations			Total
Total financing revenues	$	9,874	$	-		$	-		$	9,874
Depreciation on operating leases		3,061		-			-			3,061
Interest expense		4,441		-			-			4,441
Net financing revenues		2,372		-			-			2,372
Voluntary protection contract revenues   and insurance earned premiums		-		898			-			898
Investment and other income, net		485		237			-			722
Net financing and other revenues		2,857		1,135			-			3,992
Expenses:
Provision for credit losses		576		-			-			576
Operating and administrative		994		350			-			1,344
Voluntary protection contract expenses and insurance losses		-		479			-			479
Total expenses		1,570		829			-			2,399
Income before income taxes		1,287		306			-			1,593
Provision for income taxes		308		70			-			378
Net income	$	979	$	236		$	-		$	1,215
Total assets at December 31, 2024	$	146,113	$	8,030		$	(86	)	$	154,057

Note 13 – Segment Information (Continued)

	Three months ended December 31, 2023
	Finance		Voluntary protection		Intercompany
	operations		operations		eliminations			Total
Total financing revenues	$	3,098	$	-	$	-		$	3,098
Depreciation on operating leases		1,044		-		-			1,044
Interest expense		1,230		-		-			1,230
Net financing revenues		824		-		-			824
Voluntary protection contract revenues   and insurance earned premiums		-		282		-			282
Investment and other income, net		142		353		-			495
Net financing and other revenues		966		635		-			1,601
Expenses:
Provision for credit losses		206		-		-			206
Operating and administrative		407		110		-			517
Voluntary protection contract expenses and insurance losses		-		143		-			143
Total expenses		613		253		-			866
Income before income taxes		353		382		-			735
Provision for income taxes		94		80		-			174
Net income	$	259	$	302	$	-		$	561
	Nine months ended December 31, 2023
	Finance		Voluntary protection		Intercompany
	operations		operations		eliminations			Total
Total financing revenues	$	8,988	$	-	$	-		$	8,988
Depreciation on operating leases		3,117		-		-			3,117
Interest expense		3,401		-		-			3,401
Net financing revenues		2,470		-		-			2,470
Voluntary protection contract revenues   and insurance earned premiums		-		831		-			831
Investment and other income, net		375		264		-			639
Net financing and other revenues		2,845		1,095		-			3,940
Expenses:
Provision for credit losses		592		-		-			592
Operating and administrative		1,073		341		-			1,414
Voluntary protection contract expenses and insurance losses		-		434		-			434
Total expenses		1,665		775		-			2,440
Income before income taxes		1,180		320		-			1,500
Provision for income taxes		296		73		-			369
Net income	$	884	$	247	$	-		$	1,131
Total assets at December 31, 2023	$	139,440	$	7,301	$	(58	)	$	146,683