Consolidated Statements of Income - USD ($) $ in Millions	12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2022
Financing revenues:
Operating lease	$ 6,270	$ 7,063	$ 8,337
Retail	4,965	3,737	3,254
Dealer	909	493	329
Total financing revenues	12,144	11,293	11,920
Depreciation on operating leases	4,179	5,122	5,846
Interest expense	4,705	3,054	1,401
Net financing revenues	3,260	3,117	4,673
Voluntary protection contract revenues and insurance earned premiums	1,120	1,053	1,015
Investment and other income (loss), net	873	97	(26)
Net financing revenues and other revenues	5,253	4,267	5,662
Expenses:
Provision for credit losses	839	713	236
Operating and administrative	1,920	1,776	1,697
Voluntary protection contract expenses and insurance losses	592	470	405
Total expenses	3,351	2,959	2,338
Income before income taxes	1,902	1,308	3,324
Provision for income taxes	442	329	789
Net income	$ 1,460	$ 979	$ 2,535