Segment Information (Tables)

9 Months Ended

Dec. 31, 2023

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

Financial information for our reportable operating segments, which includes allocated corporate expenses, is summarized as follows:

	Three months ended December 31, 2023
	Finance		Voluntary protection		Intercompany
	operations		operations		eliminations			Total
Total financing revenues	$	3,098	$	-	$	-		$	3,098
Depreciation on operating leases		1,063		-		-			1,063
Interest expense		1,230		-		-			1,230
Net financing revenues		805		-		-			805
Voluntary protection contract revenues   and insurance earned premiums		-		282		-			282
Investment and other income, net		142		353		-			495
Net financing and other revenues		947		635		-			1,582
Expenses:
Provision for credit losses		206		-		-			206
Operating and administrative expenses		407		110		-			517
Voluntary protection contract expenses and insurance losses		-		143		-			143
Total expenses		613		253		-			866
Income before income taxes		334		382		-			716
Provision for income taxes		33		80		-			113
Net income	$	301	$	302	$	-		$	603
	Nine months ended December 31, 2023
	Finance		Voluntary protection		Intercompany
	operations		operations		eliminations			Total
Total financing revenues	$	8,988	$	-	$	-		$	8,988
Depreciation on operating leases		3,145		-		-			3,145
Interest expense		3,401		-		-			3,401
Net financing revenues		2,442		-		-			2,442
Voluntary protection contract revenues   and insurance earned premiums		-		831		-			831
Investment and other income, net		375		264		-			639
Net financing and other revenues		2,817		1,095		-			3,912
Expenses:
Provision for credit losses		592		-		-			592
Operating and administrative		1,073		341		-			1,414
Voluntary protection contract expenses and insurance losses		-		434		-			434
Total expenses		1,665		775		-			2,440
Income before income taxes		1,152		320		-			1,472
Provision for income taxes		81		73		-			154
Net income	$	1,071	$	247	$	-		$	1,318
Total assets at December 31, 2023	$	139,575	$	7,301	$	(58	)	$	146,818

Note 13 – Segment Information (Continued)

	Three months ended December 31, 2022
	Finance		Voluntary protection			Intercompany
	operations		operations			eliminations			Total
Total financing revenues	$	2,856	$	-		$	-		$	2,856
Depreciation on operating leases		1,262		-			-			1,262
Interest expense		765		-			-			765
Net financing revenues		829		-			-			829
Voluntary protection contract revenues   and insurance earned premiums		-		263			-			263
Investment and other income, net		97		143			-			240
Net financing and other revenues		926		406			-			1,332
Expenses:
Provision for credit losses		278		-			-			278
Operating and administrative expenses		345		118			-			463
Voluntary protection contract expenses and insurance losses		-		115			-			115
Total expenses		623		233			-			856
Income before income taxes		303		173			-			476
Provision for income taxes		70		42			-			112
Net income	$	233	$	131		$	-		$	364
	Nine months ended December 31, 2022
	Finance		Voluntary protection			Intercompany
	operations		operations			eliminations			Total
Total financing revenues	$	8,511	$	-		$	-		$	8,511
Depreciation on operating leases		3,976		-			-			3,976
Interest expense		2,033		-			-			2,033
Net financing revenues		2,502		-			-			2,502
Voluntary protection contract revenues   and insurance earned premiums		-		785			-			785
Investment and other income (loss), net		185		(389	)		-			(204	)
Net financing and other revenues		2,687		396			-			3,083
Expenses:
Provision for credit losses		569		-			-			569
Operating and administrative		983		330			-			1,313
Voluntary protection contract expenses and insurance losses		-		336			-			336
Total expenses		1,552		666			-			2,218
Income (loss) before income taxes		1,135		(270	)		-			865
Provision (benefit) for income taxes		281		(69	)		-			212
Net income (loss)	$	854	$	(201	)	$	-		$	653
Total assets at December 31, 2022	$	131,402	$	6,352		$	(124	)	$	137,630