Issuer Free Writing Prospectus filed pursuant to Rule 433

Supplementing the Prospectus Supplement dated October 15, 2018

and the Prospectus dated January 24, 2018

Registration No. 333-222676

 

@ TOYOTA FINANCIAL SERVICES I ln co m e Dri ve r N o t es ® Accelerate your investments Toyota Financ i a l Services' l ncomeDriverNotes• offers you an opportunity to invest wit h a company youbelieve i n an d a partner youcan tr ust. ov e!Tlber 17 th , 2020. The interest rates , variab l e and . - .ub1ect to ch,rnge i'lt c1ny time O V £ R V l£W F£A T U R£S G£ T S TART£D PROGRAM DO CUM £NT S l = A O S Q ue s t i o ns? Co ll l - 844 - 464 - 4673 LOGIN Overview Our lncomeDriver Notes ® pay a competitive interest rote andore redeemab l e at any time. lncomeDriver Notes ® are not a bank account or a money market fund and ore not !=DIC - insured. lncomeDriver Notes ® are offered in the U.S. on l y, and only by means of a prospect us . < > Si mp l e on l ine enro llm ent A dd iti ono l i n v estme n t s a ll owed at any ti m12 with no m i n i mum inves tm ent amoun t r eq uir ed Manage inves t mentsa t any time Why choose lncomeDriver Notes®? RETUIINS EASY INITIAL INVESTMENT arning i seasier with higher i nter e s t rot e s than typical sav i ngs accounts A ll i t t a kes i s $500 t os t artearning with us so you can like. when A smarter way to invest Compare l ncom e Driv e r Not es• rates to those of other popu l ar in ves tm en t options and see how you can start making mor e o f your inv es tments. 2 Rate Comp arison 1 1.50% 0.07% 0.05% lncomeDriver Notes M o ney M a r k e t In t ere st C h ecki n g

1 As of Odober 19t h,202 , 0 not i ona l r otes fo r Money Market and I ntere st Checking ore ca l cu l a t ed with i n on a nnua l percentagey i e l d. This i nfo r m a t i o n i s b as ed upon the rotes pu b li shed b y the Federa l De p osit I nsurance Co r porat i on. 2 1ncome Dr i ver Notes• d o not constitute o savings , depos i t o r o the r bank account and ore not i nsured byor subject to the p rotect ion of the Federa l Deposi t I nsura nce Co rporat i on. The l ncome0 river Notes • ore not o money market fund,which o re ty p i ca lly d i ve r s ifie d f unds consisting of short - t erm debt securit i es of m a n y i ssuers, and the r efore do not meet the diversifications and i nvestment qua l i ty st a nda rd s se t forth fo r money moritet funds by the I nvestment Company Act of 1 9 d O. Get started today It's never too late , o r too early, to begin investing w i th o trusted partner li k e Toyota l=inancial Services. Take a look at how simp l e it i s to start. CD V Rll=V YOUR LIG I B ILI TY lnc ome D r i ver Notes" o r e ava ilab le to i ndiv i dua l s and entities with o U . S . address and o SSN Fede r a l lox I D number. LEARN ABOUT YOUR INV!;STM NT Rev i e w the dus . The prospectus is the legal d ocument we fi led wit h the Securities and Exchange Commission (SE:C) tha t p r ovide s deta i l s about Toyota Mot Credit Co r porat i on ond our l ncomeD r iver Notes* prog r a , m which may hel p you make o more inf ormed decisi on 0 COMPL T T l - I NROLLM NT APPLCI AT I ON Vi s i t o u r secu r e enrollment we b site to complete yoo r enro llmen t a p p l icat i o n and eled r on i col ly fun d you r in i tia l inve stment from your U.S. bank account. Ca s h and chec k s ca nno t be a ccepted . 0 START INV STING You w i ll earn do i l y i nte r est on your p r i ncipal i nvestment.. You r i nte r e st will be a u t o ma t i ca llyre inves t ed at the end of each month . ENROLL NO W Program documents ENROLLMENT Pr i vacy N otice V I EW Ter m s of Use V I EW Ej Prospectus V I EW ACCOUNT CHANGE FORMS ® U pd ate you r profi l e or ban k account i n formation Retitle a custodi a l investment Authorize an Atto rn ey • i n l=o ct . G ua r d i a n . or Conservator

CORPORATE RESOLUTION Identify individuals who con tronsoct on corporate, trust, o r partnership Notes V I EW Frequently asked questions 0 Wha t a re l ncom eDr i v e r N ot es ® ? The lncomeDr i ver Notes® program is a direct i nvestmenti n sen i or notes i ssuedby Toyota Motor Cred i t Corporation (" T MCC"). In comeDriver Notes® pay a variab l e rate of interest and a r e redeemab l e at any time. l ncomeDr ive r Notes® are not a bank account or a money market fund and are not FD I C insured. I ncomeDr i ver Notes® a r e offered i n the U.S. only, and only by means of a pr ospectus . Rev i ew the prospectus before you invest. 0 Am I elig i ble ta m a ke a n lnc o meD r i v e r Note s ® i n v estment ? I ndividuals and ent i ties w i th a valid Socia l Secur i ty number (SSN) or U.S. federal taxpayer identification number (TIN) and a U . S. address are e l igible. l ncomeDriver Notes® may be he l d ind ividually or jointl y , among up to three indiv i duals,or by corporat i ons, partne rships, l im i ted l i abi l i ty companies, firms, associat i ons, or as custodial or trust i nvestments. 0 What i s t he i n t e r e st r a t e ? The current interest rate is 1 .50%.The inte rest rate i svariab l e andsubject to change at any time. I nterest i s compounded dai l y at the rate in effect each day, based on a 365/366 - day year . 0 A r e lnc o meD r i v e r Note s ® FDIC - in su r ed ? No, lncomeD ri ver Notes® are not a sav i ngs, deposit or other bank account and are not insured by or subject to the protection of the F ederalDeposit In surance Corporation. 0 Whe r e can I l ea r n mo r e ab o ut T o y ot a M ot or C r ed i t Co r p or a ti o n ? Toyota Motor Credit Corporation, which does business under the T oyota Financial Services (T F S) service mark, is one of the l argest consumer finance companies in the U.S. and one of the highest rated captive auto finance companies i n the world. TF S emp l oysapprox i mate l y 3, 2 0 0 emp l oyees nat i onwidew i th managed assets in excess of $ 1 22 bill i on. For information about earn i ngsresu l ts, fi l ings with the Secu i rt i esand E xchange C ommissiona, ndcompany p resentat i ons, v i sit our I nvestor 0 H o w c an I c on t a c t t h e l n comeD riv e r No t e s ® Cu s tomer S e rv ice Ce n te r ? You can contact the I ncomeDr i verNotes® Customer Service Center at l - 844 - 4 64 - 4673. Our rep resentatives are availab l e Monday through Friday between 8 a.m. and 7 p.m.( E D . You can also re v i ew more frequently asked quest i ons by cl ick i ng here . @ TOYOTA FINANCIAL SERVICES lncomeDriver Notes ., Toyo t a Fin a ncial Se r v i ces i s o se r v i ce ma r k used to ma r ket the products o f Toyota Motor Credrl Co r porat i on and ln comeO r iver Notes• is o registe r ed tra de mark o f Toyota Motor Credit Co r po r at ion . Toyo t a Motor Credrl Co r porat i on \ Tl •'1.CC - ) hos fi led a r egistrat i o n statement (in clud in g o prospec tus ) w i th the Sec u r it ies and ExchangeCommission ("SEC") f o r the offe ring to which th i s commun i catio n r e l ate s. Before you inv est.. you shoul d read the p r ospe ct us in that r egistration statement and otherdocuments TMCChos fil ed w i th the SEC f o r morecomplete in fo r mat i o n oboot TM.CC and this offe r ing. You may get these documents fo r free by v i siting the SEC website ot www.sec.g or bydown l oading them he r e . A lte r nat i vely , TMCC will a r ra nge to send you the prospectus if you request it bycolling 1 - 34"' - '6 - 4 -- 4673 . ln comeO r iver No t es• a r e unsecured debt obl i gat i ons so l e ly of TMCC and ore not ob l igat ions of, o r d ir ec t ly o r ind irec tly g ua ra n teed , b y Toyo t a Mo t o r Co r porat i on, Toyota F i nanc i a l Serv i ce s Cor p o r ation, or any of thei r respective affi l i at es . The lnc omeO ri ver Notes* will hove the b enefit of cred a support ag r eements as desc rib ed in the seectus filed with the SEC. lnc omeO r iver Notes•do notconstitute a savings, deposit o r othe r bank account and ore not i nsure d by o r sub j ed to t he p r otec tion of the Fede r a l Deposit Insuranc e Co r porat ion. l ncomeOrive r Notes•o r e not o money ma r ket f und, which a r e typi ca lly d ive r sified funds consist i ng of sho r t.te r m debt securities of many is suers, and therefore do not mee t the d iversifi a c tion and investment quolrlysta nda r ds set forth fo r money ma r ket funds by t he Inv est ment Company Act of 19d0.

< Dai l y i ntere . st automatically re i nv . esled mo n 1h l y < > Simple online enrollment Ad d ;tiol'1'Q I investfflef'lts al l owed ot any time with no m i n i mum i nve.slme nl amount requ i red < 1 - ligher - interes t rotes t han typic a l !.a \ llngs occm .1 n t:s Low $500 min i m u m initial inve - !.lment Manage inve.st m enls at ony time > l ong - t er m commitme n ts: