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(Tables)
 12 Months Ended
Jan. 30, 2016
Receivables [Abstract]  
Accounts Receivable by Portfolio Segment, Net
(in millions)
January 30, 2016
 
January 31, 2015
Accounts receivable by portfolio segment, net:
 
 
 
Sterling Jewelers customer in-house finance receivables
$
1,725.9

 
$
1,552.9

Zale customer in-house finance receivables
13.6

 
—

Other accounts receivable
16.9

 
14.7

Total accounts receivable, net
$
1,756.4

 
$
1,567.6
Summary of Allowance for Credit Losses
The allowance for credit losses on Sterling Jewelers customer in-house finance receivables is shown below:
(in millions)
Fiscal 2016
 
Fiscal 2015
 
Fiscal 2014
Beginning balance:
$
(113.1
)
 
$
(97.8
)
 
$
(87.7
)
Charge-offs
173.6

 
144.7

 
128.2

Recoveries
35.3

 
27.5

 
26.0

Provision
(225.8
)
 
(187.5
)
 
(164.3
)
Ending balance
$
(130.0
)
 
$
(113.1
)
 
$
(97.8
)
Ending receivable balance evaluated for impairment
1,855.9

 
1,666.0

 
1,453.8

Sterling Jewelers customer in-house finance receivables, net
$
1,725.9

 
$
1,552.9

 
$
1,356.0

 
 
 
 
 
 
Credit Quality Indicator and Age Analysis of Past Due Receivables
Credit quality indicator and age analysis of past due Sterling Jewelers customer in-house finance receivables are shown below:
   
January 30, 2016
 
January 31, 2015
 
February 1, 2014
(in millions)
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
Performing:
 
 
 
 
 
 
 
 
 
 
 
Current, aged 0 – 30 days
$
1,473.0

 
$
(45.4
)
 
$
1,332.2

 
$
(41.1
)
 
$
1,170.4

 
$
(36.3
)
Past due, aged 31 – 60 days
259.6

 
(8.3
)
 
230.2

 
(7.5
)
 
195.7

 
(6.4
)
Past due, aged 61 – 90 days
49.2

 
(2.2
)
 
40.9

 
(1.8
)
 
34.2

 
(1.6
)
Non Performing:
 
 
 
 
 
 
 
 
 
 
 
Past due, aged more than 90 days
74.1

 
(74.1
)
 
62.7

 
(62.7
)
 
53.5

 
(53.5
)
 
$
1,855.9

 
$
(130.0
)
 
$
1,666.0

 
$
(113.1
)
 
$
1,453.8

 
$
(97.8
)
 
January 30, 2016
 
January 31, 2015
 
February 1, 2014
(as a percentage of the ending receivable balance)
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
Performing:
 
 
 
 
 
 
 
 
 
 
 
Current, aged 0 – 30 days
79.4
%
 
3.1
%
 
80.0
%
 
3.1
%
 
80.5
%
 
3.1
%
Past due, aged 31 – 60 days
14.0
%
 
3.2
%
 
13.8
%
 
3.3
%
 
13.5
%
 
3.3
%
Past due, aged 61 – 90 days
2.6
%
 
4.5
%
 
2.4
%
 
4.4
%
 
2.3
%
 
4.7
%
Non Performing:
 
 
 
 
 
 
 
 
 
 
 
Past due, aged more than 90 days
4.0
%
 
100.0
%
 
3.8
%
 
100.0
%
 
3.7
%
 
100.0
%
 
100.0
%
 
7.0
%
 
100.0
%
 
6.8
%
 
100.0
%
 
6.7
%