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Accounts receivable, net (Tables)
12 Months Ended
Feb. 01, 2020
Receivables [Abstract]  
Accounts Receivable by Portfolio Segment, Net
(in millions)
February 1, 2020
 
February 2, 2019
Accounts receivable, held for investment
$
34.4

 
$
19.5

Accounts receivable, held for sale
4.4

 
4.2

Total accounts receivable
$
38.8

 
$
23.7


Summary of Allowance for Credit Losses
The activity in Fiscal 2019 and Fiscal 2018 related to the allowance for credit losses on Sterling Jewelers customer in-house finance receivables is shown below. There was no activity in Fiscal 2020 as the completion of the sale of in-house finance receivables occurred in June 2018.
(in millions)
Fiscal 2019
 
Fiscal 2018
Beginning balance:
$
(113.5
)
 
$
(138.7
)
Charge-offs, net
56.3

 
221.2

Recoveries
4.2

 
34.3

Provision
(54.6
)
 
(251.0
)
Reversal of allowance on receivables sold
107.6

 
20.7

Ending balance
$

 
$
(113.5
)
Ending receivable balance evaluated for impairment

 
762.9

Sterling Jewelers customer in-house finance receivables, net
$

 
$
649.4