Supplement dated July 25, 2025 to the Statutory Prospectus dated May 1, 2025 for the following
variable universal life policies issued by Pacific Life Insurance Company:

Pacific Select Accumulator, Pacific Select Choice, Pacific Select Estate Preserver, Pacific Select Estate Preserver II,
Pacific Select Estate Preserver III, Pacific Select Estate Preserver IV, Pacific Select Estate Preserver V,
M's Versatile Product – Survivorship Flexible Premium Variable Life Insurance Policies and
Pacific Select Estate Maximizer Modified Single Premium Variable Life Insurance Policy

And the following policies issued by Pacific Life & Annuity Company:

Pacific Select Exec II – NY, Pacific Select Exec III – NY, Pacific Select Exec IV – NY, Pacific Select Estate Preserver – NY
Flexible Premium Variable Life Insurance Policies (each a "Policy")

The purpose of this supplement is to announce certain underlying fund changes. This supplement must be preceded or accompanied by the Statutory Prospectus, for your Policy, as supplemented. All information in the Prospectus dated May 1, 2025, remains in effect unless otherwise supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Policy Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 347-7787 or (800) 595-6997 for New York contracts, or online at http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.

Effective July 28, 2025, the VARIABLE INVESTMENT OPTIONS is amended to reflect the following changes:

· All references to the name Neuberger Berman Sustainable Equity Portfolio will change to the Neuberger Berman Quality Equity Portfolio.

All other references in the prospectus to the Neuberger Berman Sustainable Equity Portfolio will change to the Neuberger Berman Quality Equity Portfolio.

Effective May 1, 2025, the VARIABLE INVESTMENT OPTIONS is amended to reflect the following changes:

The Portfolio Manager/Subadvisor of the M Large Cap Growth Fund changed from DSM Capital Partners LLC to Federated Hermes, Inc.

Form No. 15-53328-00

85-53329-00