Condensed Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Cash and cash equivalents:
Cash and due from banks	$ 10,389	$ 9,315
Interest-bearing deposit accounts	65,840	27,860
Total cash and cash equivalents	76,229	37,175
Investment securities:
Securities available-for-sale	55,257	74,025
Nonmarketable equity securities	8,773	9,626
Total investment securities	64,030	83,651
Loans held for sale	2,163	5,516
Loans receivable	447,637	479,393
Less allowance for loan losses	(14,598)	(17,165)
Loans, net	433,039	462,228
Other real estate owned	13,146	13,496
Premises and equipment, net	14,980	15,342
Interest receivable	1,803	2,289
Prepaid expenses	2,390	3,349
Intangible assets	1,076	1,259
Cash surrender value of life insurance	17,742	17,397
Deferred tax asset	8,139	8,992
Income tax receivable	374	3,158
Other assets	1,941	2,082
Total assets	637,052	655,934
Deposits:
Noninterest-bearing	107,130	103,080
Interest-bearing	367,486	392,102
Total deposits	474,616	495,182
Advances from the Federal Home Loan Bank	95,400	95,400
Accrued interest payable	527	708
Junior subordinated debentures	10,310	10,310
Other liabilities	6,873	6,930
Total liabilities	587,726	608,530
Shareholders’ equity:
Common stock, $1.00 par value; 20,000,000 shares authorized; 10,721,350 shares issued at June 30, 2011 and December 31, 2010	10,721	10,721
Capital surplus	64,160	64,679
Accumulated other comprehensive income	476	(460)
Retained deficit	(16,383)	(17,189)
Nonvested restricted stock	(58)	(116)
Treasury stock, at cost (660,573 and 704,702 shares in 2011 and 2010, respectively)	(9,590)	(10,231)
Total shareholders’ equity	49,326	47,404
Total liabilities and shareholders’ equity	$ 637,052	$ 655,934