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Reinsurance (Tables)
12 Months Ended
Dec. 31, 2023
Reinsurance [Abstract]  
Effect of long duration reinsurance contracts on premiums earned
The Company does not have any short-duration reinsurance contracts.  The effect of the Company’s long-duration reinsurance contracts on premiums earned in 2023 and 2022 were as follows:

 
2023
   
2022
 
   
Premiums Earned
   
Premiums Earned
 
Direct
 
$
7,918,235
   
$
8,384,604
 
Assumed
   
0
     
0
 
Ceded
   
(2,553,010
)
   
(2,697,382
)
Net Premiums
 
$
5,365,225
   
$
5,687,222