Credit Arrangements

3 Months Ended

Mar. 31, 2026

Credit Arrangements [Abstract]

Credit Arrangements

Note 6 – Credit Arrangements

During March 31, 2026 and December 31, 2025, the Company had the following line of credit available:

Instrument	Issue Date	Maturity Date	Revolving Credit Limit	December 31, 2025	Borrowings	Repayments	March 31, 2026
Line of Credit:
UG - CMA	10/21/21	10/2/26	25,000,000	0	0	0	0

During October of 2025, the Federal Home Loan Bank approved UG’s Cash Management Advance Application (“CMA”). The CMA gives the Company the option of selecting a variable rate of interest for up to 90 days or a fixed rate for a maximum of 30 days. The variable rate CMA is prepayable at any time without a fee, while the fixed CMA is not prepayable prior to maturity. The Company has pledged bonds with a collateral lendable value of $21,716,686. The Company has no outstanding borrowings on the CMA at March 31, 2026 nor had any borrowing activity during 2026.