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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2021
Reinsurance [Abstract]  
Effect of long duration reinsurance contracts on premiums earned
The Company does not have any short-duration reinsurance contracts.  The effect of the Company’s long-duration reinsurance contracts on premiums earned in 2021 and 2020 were as follows:

  
2021
    
2020
  
   
Premiums Earned
    
Premiums Earned
  
Direct
  
$
9,080,076
    
$
9,256,992
  
Assumed
    
(37
)
    
(47
)
Ceded
    
(2,680,050
)
    
(2,725,303
)
Net Premiums
  
$
6,399,989
    
$
6,531,642