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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2019
Reinsurance [Abstract]  
Effect of long duration reinsurance contracts on premiums earned
The Company does not have any short-duration reinsurance contracts.  The effect of the Company's long-duration reinsurance contracts on premiums earned in 2019 and 2018 were as follows:

 
2019
 
2018
 
Premiums Earned
 
Premiums Earned
    
Direct
$
9,601,259
 
$
10,074,892
Assumed
 
353
  
1,459
Ceded
 
(2,535,980)
  
(2,862,701)
Net Premiums
$
7,065,632
 
$
7,213,650