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CREDIT ARRANGEMENTS (Details) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Scheduled principal reductions on notes payable for the next five years [Abstract]    
2013 $ 0  
2014 0  
2015 0  
2016 0  
2017 $ 0  
HPG Acquisitions 2012-12-27 [Member]    
Debt Instrument [Line Items]    
Issue Date Dec. 29, 2014  
Maturity Date Apr. 01, 2018  
Outstanding Principal Balance $ 0 $ 4,400,000
UTG 2013-11-20 [Member]    
Lines of Credit [Line Items]    
Issue Date Nov. 20, 2013  
Maturity Date Nov. 20, 2015  
Revolving Credit Limit $ 8,000,000  
Outstanding Balance 0 0
Borrowings 0  
Repayments $ 0  
Interest Rate 3.75%  
Assets Pledged 100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company ("UG").  
UTG Avalon 2013-03-28 [Member]    
Lines of Credit [Line Items]    
Issue Date Jun. 02, 2015  
Maturity Date May 19, 2016  
Revolving Credit Limit $ 10,000,000  
Outstanding Balance 0 $ 0
Borrowings 0  
Repayments $ 0  
UTG Avalon 2014-12-29 [Member]    
Lines of Credit [Line Items]    
Interest Rate 3.50%  
Frequency of Payments quarterly