CREDIT ARRANGEMENTS (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Scheduled principal reductions on notes payable for the next five years [Abstract]
2013	$ 0
2014	0
2015	0
2016	4,400,000
2017	0
UTG 2012-11-20 [Member]
Lines of Credit [Line Items]
Issue Date	Nov. 20, 2013
Maturity Date	Nov. 20, 2015
Revolving Credit Limit	8,000,000
Outstanding Balance	0	0
Borrowings	0
Repayments	0
Interest Rate	3.75%
Assets Pledged	100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company (“UG”).
UTG Avalon 2011-12-28 [Member]
Lines of Credit [Line Items]
Issue Date	Dec. 28, 2011
Maturity Date	Jan. 03, 2014
Frequency of Payments	quarterly
UTG Avalon 2013-03-28 [Member]
Lines of Credit [Line Items]
Interest Rate	3.50%
HPG Acquisition 2007-02-07 [Member]
Debt Instrument [Line Items]
Issue Date	Dec. 29, 2014
Maturity Date	Apr. 01, 2018
Outstanding Principal Balance	$ 4,400,000	$ 4,400,000