FAIR VALUE MEASUREMENTS (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Assets [Abstract]
Fixed Maturities, available for sale	$ 200,563,990	$ 197,481,456
Trading Securities	3,236,000	3,826,250
Liabilities [Abstract]
Trading Securities	10,375	23,853
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	29,748,359
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	160,663
Purchases	945,625
Sales	0
Ending Balance	30,854,647
Assets [Abstract]
Discounted mortgage loans	7,882,374	9,101,052
Investment real estate	51,306,778	51,007,101
Cash and cash equivalents	14,158,897	13,977,443	18,515,389	19,838,618
Liabilities [Abstract]
Policy loan interest rate, minimum (in hundredths)	4.00%
Policy loan interest rate, maximum (in hundredths)	8.00%
Carrying Amount [Member]
Assets [Abstract]
Mortgage loans on real estate	12,426,552	14,060,930
Discounted mortgage loans	7,882,374	9,101,052
Investment real estate	51,306,778	51,007,101
Policy Loans	10,905,412	11,104,485
Cash and cash equivalents	14,158,897	13,977,443
Other Assets, Fair Value Disclosure	4,170,257	4,382,181
Financing Receivable, Gross	9,565,673	5,612,560
Liabilities [Abstract]
Notes payable	4,400,000	4,400,000
Estimated Fair Value [Member]
Assets [Abstract]
Mortgage loans on real estate	12,582,915	14,236,676
Discounted mortgage loans	7,882,374	9,101,052
Investment real estate	51,306,778	51,007,101
Policy Loans	10,905,412	11,104,485
Cash and cash equivalents	14,158,897	13,977,443
Other Assets, Fair Value Disclosure	4,170,257	4,382,181
Financing Receivable, Gross	9,565,673	5,612,560
Liabilities [Abstract]
Notes payable	4,400,000	4,400,000
Fixed Maturities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	869,725
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	63,082
Purchases	0
Sales	0
Ending Balance	932,807
Equity Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	28,878,634
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	97,581
Purchases	945,625
Sales	0
Ending Balance	29,921,840
Measured on a recurring basis [Member]
Assets [Abstract]
Fixed Maturities, available for sale	200,563,990	197,481,456
Equity Securities, available for sale	43,351,685	40,996,002
Trading Securities	3,236,000	3,826,250
Total Financial Assets	247,151,675	242,303,708
Liabilities [Abstract]
Trading Securities	10,375	23,853
Measured on a recurring basis [Member] | Level 1 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	12,761,197	13,374,878
Equity Securities, available for sale	6,619,542	4,756,292
Trading Securities	3,236,000	3,826,250
Total Financial Assets	22,616,739	21,957,420
Liabilities [Abstract]
Trading Securities	10,375	23,853
Measured on a recurring basis [Member] | Level 2 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	186,869,986	183,236,853
Equity Securities, available for sale	6,810,303	7,361,076
Trading Securities	0	0
Total Financial Assets	193,680,289	190,597,929
Liabilities [Abstract]
Trading Securities	0	0
Measured on a recurring basis [Member] | Level 3 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	932,807	869,725
Equity Securities, available for sale	29,921,840	28,878,634
Trading Securities	0	0
Total Financial Assets	30,854,647	29,748,359
Liabilities [Abstract]
Trading Securities	$ 0	$ 0