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Statement of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Cash flows from operating activities:    
Net income attributable to common shareholders $ 6,976,016us-gaap_NetIncomeLoss $ 3,252,328us-gaap_NetIncomeLoss
Accretion of investments (2,161,508)us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments (4,861,780)us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Realized investment gains, net (17,058,173)us-gaap_RealizedInvestmentGainsLosses (889,253)us-gaap_RealizedInvestmentGainsLosses
Unrealized trading gains included in income 722,573us-gaap_TradingSecuritiesUnrealizedHoldingGainLoss 36,876us-gaap_TradingSecuritiesUnrealizedHoldingGainLoss
Realized trading (gains) losses included in income 143,957us-gaap_ProceedsFromPaymentsForTradingSecurities 288,631us-gaap_ProceedsFromPaymentsForTradingSecurities
Amortization of deferred policy acquisition costs 369,786utgn_AmortizationOfDeferredPolicyAcquisitionCosts 56,432utgn_AmortizationOfDeferredPolicyAcquisitionCosts
Amortization of cost of insurance acquired 985,650us-gaap_AmortizationOfValueOfBusinessAcquiredVOBA 1,064,353us-gaap_AmortizationOfValueOfBusinessAcquiredVOBA
Depreciation 1,303,829us-gaap_DepreciationNonproduction 1,260,697us-gaap_DepreciationNonproduction
Net income attributable to noncontrolling interest 3,067,726us-gaap_NetIncomeLossAttributableToNoncontrollingInterest 617,684us-gaap_NetIncomeLossAttributableToNoncontrollingInterest
Charges for mortality and administration of universal life and annuity products (6,651,876)utgn_ChargesForMortalityAndAdministrationOfUniversalLifeAndAnnuityProducts (6,885,257)utgn_ChargesForMortalityAndAdministrationOfUniversalLifeAndAnnuityProducts
Interest credited to account balances 4,985,077us-gaap_InterestCreditedToPolicyholdersAccountBalances 5,118,692us-gaap_InterestCreditedToPolicyholdersAccountBalances
Change in accrued investment income (loss) (229,926)us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable 11,851us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable
Change in reinsurance receivables 998,863us-gaap_IncreaseDecreaseInReinsuranceRecoverable 1,116,386us-gaap_IncreaseDecreaseInReinsuranceRecoverable
Change in policy liabilities and accruals (5,123,893)us-gaap_IncreaseDecreaseInInsuranceLiabilities (6,146,134)us-gaap_IncreaseDecreaseInInsuranceLiabilities
Change in income taxes payable 3,229,286us-gaap_IncreaseDecreaseInIncomeTaxesPayableNetOfIncomeTaxesReceivable (3,318,794)us-gaap_IncreaseDecreaseInIncomeTaxesPayableNetOfIncomeTaxesReceivable
Change in other assets and liabilities, net (5,197,626)us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet (1,666,512)us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet
Net cash provided by (used in) operating activities (13,640,239)us-gaap_NetCashProvidedByUsedInOperatingActivities (10,943,800)us-gaap_NetCashProvidedByUsedInOperatingActivities
Cash flows from investing activities:    
Fixed maturities available for sale 44,228,405us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt 37,802,120us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
Equity securities available for sale 14,686,816us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity 681,209us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
Trading securities 1,992,704us-gaap_ProceedsFromSaleAndMaturityOfTradingSecuritiesHeldforinvestment 24,017,415us-gaap_ProceedsFromSaleAndMaturityOfTradingSecuritiesHeldforinvestment
Mortgage loans 2,121,284us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable 15,428,176us-gaap_ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
Discounted mortgage loans 6,919,641utgn_DiscountedMortgageLoans 17,424,049utgn_DiscountedMortgageLoans
Real estate 53,674,168us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment 8,880,306us-gaap_ProceedsFromSaleOfRealEstateHeldforinvestment
Policy loans 3,322,613us-gaap_ProceedsFromCollectionOfPolicyLoans 3,617,041us-gaap_ProceedsFromCollectionOfPolicyLoans
Short term investment 960,148utgn_ShortTermInvestment 0utgn_ShortTermInvestment
Total proceeds from investments sold and matured 127,905,779us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestments 107,850,316us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestments
Cost of investments acquired:    
Fixed maturities available for sale (60,986,549)us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt (34,443,048)us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt
Equity securities available for sale (12,963,380)us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity (10,428,300)us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity
Trading securities (371,388)us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment (24,105,644)us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment
Mortgage loans (1,727,680)us-gaap_PaymentsToAcquireMortgageNotesReceivable (4,539,234)us-gaap_PaymentsToAcquireMortgageNotesReceivable
Discounted mortgage loans (621,210)utgn_ProceedsFromSaleAndCollectionOfDiscountedMortgageNotesReceivable (12,222,291)utgn_ProceedsFromSaleAndCollectionOfDiscountedMortgageNotesReceivable
Real estate (7,424,311)us-gaap_PaymentsToAcquireRealEstateHeldForInvestment (13,014,568)us-gaap_PaymentsToAcquireRealEstateHeldForInvestment
Policy loans (2,566,138)us-gaap_PaymentsToFundPolicyLoans (2,886,428)us-gaap_PaymentsToFundPolicyLoans
Short-term investments (5,342,329)us-gaap_PaymentsForProceedsFromOtherInvestingActivities (25,000)us-gaap_PaymentsForProceedsFromOtherInvestingActivities
Total cost of investments acquired (92,002,985)us-gaap_PaymentsToAcquireInvestments (101,664,513)us-gaap_PaymentsToAcquireInvestments
Disposal (purchase) of property and equipment (1,600,000)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment 0us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash used in investing activities 34,302,794us-gaap_NetCashProvidedByUsedInInvestingActivities 6,185,803us-gaap_NetCashProvidedByUsedInInvestingActivities
Cash flows from financing activities:    
Policyholder contract deposits 5,304,502utgn_ProceedsFromPolicyholderContractDeposits 5,798,948utgn_ProceedsFromPolicyholderContractDeposits
Policyholder contract withdrawals (6,323,472)utgn_PolicyholderContractWithdrawals (5,311,025)utgn_PolicyholderContractWithdrawals
Proceeds from notes payable/line of credit 1,600,000us-gaap_ProceedsFromIssuanceOfDebt 3,000,000us-gaap_ProceedsFromIssuanceOfDebt
Payments of principal on notes payable/line of credit (16,297,534)us-gaap_RepaymentsOfDebt (2,760,420)us-gaap_RepaymentsOfDebt
Purchase of treasury stock (927,904)us-gaap_PaymentsForRepurchaseOfCommonStock (286,988)us-gaap_PaymentsForRepurchaseOfCommonStock
Non-controlling distributions of consolidated subsidiary (6,833,748)us-gaap_PaymentsOfDistributionsToAffiliates 834,854us-gaap_PaymentsOfDistributionsToAffiliates
Cash received in reinsurance recapture (3,045,574)utgn_CashReceivedInReinsuranceRecapture 0utgn_CashReceivedInReinsuranceRecapture
Net cash provided by (used in) financing activities (26,523,730)us-gaap_NetCashProvidedByUsedInFinancingActivities 1,275,369us-gaap_NetCashProvidedByUsedInFinancingActivities
Net increase (decrease) in cash and cash equivalents (5,861,175)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (3,482,628)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents at beginning of period 19,838,618us-gaap_CashAndCashEquivalentsAtCarryingValue 23,321,246us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents at end of period $ 13,977,443us-gaap_CashAndCashEquivalentsAtCarryingValue $ 19,838,618us-gaap_CashAndCashEquivalentsAtCarryingValue