OTHER CASH FLOW DISCLOSURES (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
OTHER CASH FLOW DISCLOSURES [Abstract]
Interest expense paid	$ 20,689	$ 2,551	$ 55,009	$ 34,592
Federal income tax	4,000	0	4,000	3,465,000
Noncash transaction LOC	5,000,000		5,000,000
Cash to purchaser			3,100,000,000,000
Approximate future policyholder benefits			3,700,000,000,000
Approximate cost of insurance acquired	600,000
Noncash transaction short term investments	0		0
Noncash transaction real estate	$ 0		$ 0