CREDIT ARRANGEMENTS (Details) (USD $)	9 Months Ended			0 Months Ended	9 Months Ended				9 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2014 UTG 2012-11-20 [Member]	Dec. 31, 2013 UTG 2012-11-20 [Member]	Oct. 28, 2013 UTG 2012-11-20 [Member] Subsequent Event [Member]	Sep. 30, 2014 UTG 2012-11-20 [Member] Subsequent Event [Member]	Sep. 30, 2014 UTG Avalon 2011-12-28 [Member]	Sep. 30, 2014 UTG Avalon 2013-03-28 [Member]	Dec. 31, 2013 UTG Avalon 2013-03-28 [Member]	Sep. 30, 2014 UG 2010-12-28 [Member]	Dec. 31, 2013 UG 2010-12-28 [Member]	Sep. 30, 2014 HPG Acquisition 2007-02-07 [Member]	Dec. 31, 2013 HPG Acquisition 2007-02-07 [Member]	Sep. 30, 2014 HPG Acquisitions 2012-12-27 [Member]
Debt Instrument [Line Items]
Issue Date											Dec. 27, 2012
Maturity Date											Mar. 04, 2018
Outstanding Principal Balance											$ 12,000,000	$ 12,000,000
Interest Rate													4.00%
Lines of Credit [Line Items]
Issue Date		Nov. 20, 2013				Dec. 28, 2011	Mar. 28, 2013		Dec. 28, 2010
Maturity Date		Nov. 20, 2014				Jan. 03, 2014	Mar. 28, 2015		Dec. 05, 2014
Revolving Credit Limit		8,000,000					5,000,000		15,000,000
Outstanding Balance		2,797,534	2,097,534				4,400,000	5,000,000	0	0
Borrowings		1,600,000		1,600,000			0		0
Repayments		900,000			1,800,000		600,000		0
Interest Rate		3.75%					4.00%
Assets Pledged		100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company (“UG”).
Interest Rate Description							0.50% above the lowest of the U.S. Prime Rates as published in the money section of the Wall Street Journal with a floor rate of 4%.
Additional Credit Capacity	up to a maximum of 50% of the total assets of UG.
Borrowing Capacity	based on 50 times each dollar of stock acquired in FHLB above the “base membership” amount.
Scheduled principal reductions on notes payable for the next five years [Abstract]
2013	2,797,534
2014	4,745,460
2015	478,193
2016	499,277
2017	$ 10,677,070