CREDIT ARRANGEMENTS (Tables)

3 Months Ended

Mar. 31, 2014

NOTES PAYABLE [Abstract]

Schedule of promissory note

At March 31, 2014 and December 31, 2013, the Company had the following outstanding debt:

					Outstanding Principal Balance
Instrument	Issue Date		Maturity Date		March 31, 2014		December 31, 2013
Promissory Note:
HPG Acquisitions		2012-12-27		2018-03-04		12,000,000		12,000,000

Schedule of lines of credit

Instrument	Issue Date		Maturity Date		Revolving Credit Limit		December 31, 2013		Borrowings		Repayments		March 31, 2014
Lines of Credit:
UTG		2013-11-20		2014-11-20	$	8,000,000	$	2,097,534		0		1,655,035	$	2,097,534
UTG Avalon		2013-03-28		2015-03-28		5,000,000		5,000,000		0		0		5,000,000
UG		2010-12-28		2014-12-05		15,000,000		0		0		0		0

Scheduled principal reduction on notes payable for the next five years

The consolidated scheduled principal reductions on the notes payable for the next five years are as follows:

Year	Amount
2014	$	2,097,534
2015		5,345,459
2016		478,193
2017		499,278
2018		10,677,070