CREDIT ARRANGEMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Scheduled principal reductions on notes payable for the next five years [Abstract]
2013	$ 7,097,534
2014	345,459
2015	478,193
2016	499,278
2017	10,677,070
UTG 2012-11-20 [Member]
Lines of Credit [Line Items]
Issue Date	Nov. 20, 2013
Maturity Date	Nov. 20, 2014
Revolving Credit Limit	8,000,000
Outstanding Balance	2,097,534	1,655,035
Borrowings	3,000,000
Repayments	2,557,501
Interest Rate	3.75%
Assets Pledged	100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company ("UG").
UTG Avalon 2011-12-28 [Member]
Lines of Credit [Line Items]
Issue Date	Jan. 03, 2013
Maturity Date	Jan. 03, 2014
Revolving Credit Limit	5,000,000
Outstanding Balance	0	5,000,000
Borrowings	0
Repayments	5,000,000
Interest Rate	4.00%
Frequency of Payments	two semi-annual
UTG Avalon 2013-03-28 [Member]
Lines of Credit [Line Items]
Issue Date	Mar. 28, 2013
Maturity Date	Mar. 28, 2014
Revolving Credit Limit	5,000,000
Outstanding Balance	5,000,000	0
Borrowings	5,000,000
Repayments	0
Interest Rate	4.00%
Frequency of Payments	two semi-annual
Interest Rate Description	0.50% above the lowest of the U.S. Prime Rates as published in the money section of the Wall Street Journal.
UG 2010-12-28 [Member]
Lines of Credit [Line Items]
Issue Date	Dec. 28, 2010
Maturity Date	Dec. 05, 2014
Revolving Credit Limit	15,000,000
Outstanding Balance	0	0
Borrowings	0
Repayments	0
Additional Credit Capacity	up to a maximum of 50% of the total assets of UG.
Borrowing Capacity	based on 50 times each dollar of stock acquired in FHLB above the "base membership" amount.
HPG Acquisition 2007-02-07 [Member]
Debt Instrument [Line Items]
Issue Date	Feb. 07, 2007
Maturity Date	Nov. 07, 2017
Outstanding Principal Balance	0	202,919
Interest Rate	5.00%
HPG Acquisitions 2012-12-27 [Member]
Debt Instrument [Line Items]
Issue Date	Dec. 27, 2012
Maturity Date	Mar. 04, 2018
Outstanding Principal Balance	$ 12,000,000	$ 12,000,000
Interest Rate	4.00%