FAIR VALUE MEASUREMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Assets [Abstract]
Fixed Maturities, available for sale	$ 174,409,824	$ 187,327,285
Trading Securities	6,614,111	14,018,460
Liabilities [Abstract]
Trading Securities	353,907	6,050,344
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	23,237,442
Transfers in to Level 3	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	753,438
Purchases	8,419,519
Ending Balance	32,410,399
Level 3 [Abstract]
In	0
Fixed Maturities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	273,727
Transfers in to Level 3	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	40,086
Purchases	0
Ending Balance	313,813
Level 3 [Abstract]
In	0
Equity Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	22,963,715
Transfers in to Level 3	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	713,352
Purchases	8,419,519
Ending Balance	32,096,586
Level 3 [Abstract]
In	0
Measured on a recurring basis [Member]
Assets [Abstract]
Fixed Maturities, available for sale	174,409,824	187,327,285
Equity Securities, available for sale	40,514,978	30,504,914
Trading Securities	6,614,111	14,018,460
Total Financial Assets	221,538,913	231,850,659
Measured on a recurring basis [Member] | Level 1 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	19,407,301	20,993,398
Equity Securities, available for sale	1,643,803	1,448,585
Trading Securities	6,614,111	13,903,148
Total Financial Assets	27,665,215	36,345,131
Liabilities [Abstract]
Trading Securities	357,439	7,552,704
Measured on a recurring basis [Member] | Level 2 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	154,688,710	166,060,160
Equity Securities, available for sale	6,774,589	6,092,614
Trading Securities	0	115,312
Total Financial Assets	161,463,299	172,268,086
Liabilities [Abstract]
Trading Securities	0	0
Measured on a recurring basis [Member] | Level 3 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	313,813	273,727
Equity Securities, available for sale	32,096,586	22,963,715
Trading Securities	0	0
Total Financial Assets	32,410,399	23,237,442
Liabilities [Abstract]
Trading Securities	0	0
Measured on a recurring basis [Member] | Total trading securities liabilities [Member]
Liabilities [Abstract]
Trading Securities	$ 357,439	$ 7,552,704