SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Related Party Transaction [Line Items]
Maximum amount retained per individual life	$ 125,000	$ 125,000
Property, Plant and Equipment [Line Items]
Depreciation, Total	159,743	168,442
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Excluding Capital Leased Assets	$ 3,559,052	$ 3,399,309
Interest rate assumptions [Abstract]
Individual life insurance future policy benefit, low end	2.00%
Individual life insurance future policy benefit, high end	6.00%
Annuities future policy benefit, low end	2.50%
Annuities future policy benefit, how end	9.25%
Interest crediting rates for universal life and interest sensitive products, Low End	4.00%
Interest crediting rates for universal life and interest sensitive products, High End	5.50%
Maximum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Estimated Useful Lives	P30Y
Minimum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Estimated Useful Lives	P3Y
Jesse T. Correll, Chief Executive Officer and Chairman of the Board [Member]
Related Party Transaction [Line Items]
Ownership or control of outstanding common stock directly or indirectly (in hundredths)	56.23%
First Southern National Bank [Member]
Subsidiary or Equity Method Investee [Line Items]
Ownership in subsidiary bank (in hundredths)	100.00%