Amount of long-term debt before deduction of unamortized discount or premium. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt, with initial maturities beyond one year or the normal operating cycle, if longer.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 22

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.22)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 16

-Article 9

CREDIT ARRANGEMENTS (Details) (USD $)		9 Months Ended		0 Months Ended	9 Months Ended		9 Months Ended		9 Months Ended		9 Months Ended		9 Months Ended
CREDIT ARRANGEMENTS (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2013 UTG 2012-11-20 [Member]	Dec. 31, 2012 UTG 2012-11-20 [Member]	Oct. 28, 2013 UTG 2012-11-20 [Member] Subsequent Event [Member]	Sep. 30, 2013 UTG Avalon 2011-12-28 [Member]	Dec. 31, 2012 UTG Avalon 2011-12-28 [Member]	Sep. 30, 2013 UTG Avalon 2013-03-28 [Member]	Dec. 31, 2012 UTG Avalon 2013-03-28 [Member]	Sep. 30, 2013 UG 2010-12-28 [Member]	Dec. 31, 2012 UG 2010-12-28 [Member]	Sep. 30, 2013 HPG Acquisition 2007-02-07 [Member]	Dec. 31, 2012 HPG Acquisition 2007-02-07 [Member]	Sep. 30, 2013 HPG Acquisitions 2012-12-27 [Member]	Dec. 31, 2012 HPG Acquisitions 2012-12-27 [Member]
Debt Instrument [Line Items]
Issue Date											Feb. 07, 2007		Dec. 27, 2012
Maturity Date											Nov. 07, 2017		Mar. 04, 2018
Outstanding Principal Balance											$ 0	$ 202,919	$ 12,000,000	$ 12,000,000
Interest Rate											5.00%		4.00%
Lines of Credit [Line Items]
Issue Date		Nov. 20, 2012			Dec. 28, 2011		Mar. 28, 2013		Dec. 28, 2010
Maturity Date		Nov. 20, 2013			Jan. 03, 2014		Mar. 28, 2014		Dec. 06, 2013
Revolving Credit Limit		8,000,000			5,000,000		5,000,000		15,000,000
Outstanding Balance		0	1,655,035		0	5,000,000	5,000,000	0	0	0
Borrowings		0		3,000,000	0		5,000,000		0
Repayments		1,655,035			5,000,000		0		0
Interest Rate		3.75%			4.00%		4.00%
Assets Pledged		100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company (“UG”).
Frequency of Payments					two semi-annual		two semi-annual
Interest Rate Description							0.50% above the lowest of the U.S. Prime Rates as published in the money section of the Wall Street Journal.
Additional Credit Capacity									up to a maximum of 50% of the total assets of UG.
Borrowing Capacity									based on 50 times each dollar of stock acquired in FHLB above the “base membership” amount.
Scheduled principal reductions on notes payable for the next five years [Abstract]
2013	0
2014	5,000,000
2015	345,460
2016	478,193
2017	$ 499,277