Balance Sheet (USD $)	Sep. 30, 2013	Dec. 31, 2012
Investments available for sale:
Fixed maturities, at fair value (amortized cost $168,770,852 and $173,526,717)	$ 173,069,382	$ 187,327,285
Equity securities, at fair value (cost $38,010,235 and $29,497,001)	38,368,894	30,504,914
Trading securities, at fair value (cost $5,962,028 and $14,714,333)	6,171,863	14,018,460
Mortgage loans on real estate at amortized cost	12,553,581	17,671,554
Discounted mortgage loans on real estate at cost	19,176,036	26,336,953
Investment real estate	82,195,332	68,165,013
Policy loans	12,037,472	12,591,572
Short-term investments	0	6,268,320
Total investments	343,572,560	362,884,071
Cash and cash equivalents	22,252,917	23,321,246
Accrued investment income	2,155,936	2,444,790
Future policy benefits	28,773,437	29,318,018
Policy claims and other benefits	4,531,243	4,492,430
Cost of insurance acquired	10,902,501	11,700,765
Deferred policy acquisition costs	383,894	426,218
Property and equipment, net of accumulated depreciation	1,223,076	1,344,851
Income tax receivable	1,843,610	20,035
Other assets	3,535,800	5,381,969
Total assets	419,174,974	441,334,393
Liabilities:
Future policyholder benefits	288,067,396	293,800,162
Policy claims and benefits payable	3,597,687	3,371,767
Other policyholder funds	398,715	477,948
Dividend and endowment accumulations	14,104,163	14,072,513
Income tax payable	0	2,042,786
Deferred income taxes	10,382,256	12,301,577
Notes payable	17,000,000	18,857,954
Trading securities, at fair value (proceeds $940,602 and $8,094,787)	628,162	7,552,704
Other liabilities	9,140,488	9,202,354
Total liabilities	343,318,867	361,679,765
Common stock - no par value, stated value $.001 per share. Authorized 7,000,000 shares - 3,791,262 and 3,798,871 shares outstanding	3,780	3,799
Additional paid-in capital	44,099,457	44,337,743
Retained earnings	23,448,264	21,917,318
Accumulated other comprehensive income	4,092,962	9,664,466
Total UTG shareholders' equity	71,644,463	75,923,326
Noncontrolling interests	4,211,644	3,731,302
Total shareholders' equity	75,856,107	79,654,628
Total liabilities and shareholders' equity	$ 419,174,974	$ 441,334,393