Balance Sheet (USD $)	Jun. 30, 2013	Dec. 31, 2012
Investments available for sale:
Fixed maturities, at fair value (amortized cost $168,770,852 and $173,526,717)	$ 174,183,839	$ 187,327,285
Equity securities, at fair value (cost $38,010,235 and $29,497,001)	38,891,173	30,504,914
Trading securities, at fair value (cost $5,962,028 and $14,714,333)	5,786,943	14,018,460
Mortgage loans on real estate at amortized cost	10,103,247	17,671,554
Discounted mortgage loans on real estate at cost	25,043,446	26,336,953
Investment real estate	77,974,348	68,165,013
Policy loans	12,059,168	12,591,572
Short-term investments	0	6,268,320
Total investments	344,042,164	362,884,071
Cash and cash equivalents	22,282,466	23,321,246
Accrued investment income	2,306,156	2,444,790
Future policy benefits	28,782,686	29,318,018
Policy claims and other benefits	3,955,649	4,492,430
Cost of insurance acquired	11,168,589	11,700,765
Deferred policy acquisition costs	398,002	426,218
Property and equipment, net of accumulated depreciation	1,261,046	1,344,851
Income tax receivable	1,448,723	20,035
Other assets	6,310,920	5,381,969
Total assets	421,956,401	441,334,393
Liabilities:
Future policyholder benefits	288,982,763	293,800,162
Policy claims and benefits payable	4,692,415	3,371,767
Other policyholder funds	420,884	477,948
Dividend and endowment accumulations	14,131,312	14,072,513
Income tax payable	7,782	2,042,786
Deferred income taxes	9,325,480	12,301,577
Notes payable	18,655,035	18,857,954
Trading securities, at fair value (proceeds $940,602 and $8,094,787)	869,761	7,552,704
Other liabilities	10,564,189	9,202,354
Total liabilities	347,649,621	361,679,765
Common stock - no par value, stated value $.001 per share. Authorized 7,000,000 shares - 3,791,262 and 3,798,871 shares outstanding	3,791	3,799
Additional paid-in capital	44,234,126	44,337,743
Retained earnings	21,882,114	21,917,318
Accumulated other comprehensive income	4,112,664	9,664,466
Total UTG shareholders' equity	70,232,695	75,923,326
Noncontrolling interests	4,074,085	3,731,302
Total shareholders' equity	74,306,780	79,654,628
Total liabilities and shareholders' equity	$ 421,956,401	$ 441,334,393