FAIR VALUE MEASUREMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Assets [Abstract]
Fixed Maturities, available for sale	$ 187,327,285	$ 124,583,177
Equity Securities, available for sale	30,504,914	17,299,628
Trading Securities	14,018,460	8,519,064
Total Financial Assets	231,850,659	150,401,869
Liabilities [Abstract]
Trading Securities	6,050,344	4,187,885
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	10,170,685
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	120,355
Purchases	11,522,285
Transfers in to Level 3	1,424,117
Transfers out of Level 3	0
Ending Balance	23,237,442
Level 1 [Abstract]
In	0
Out	0
Net	0
Level 2 [Abstract]
In	0
Out	(1,424,117)
Net	(1,424,117)
Level 3 [Abstract]
In	1,424,117
Out	0
Net	1,424,117
Assets [Abstract]
Fixed maturities available for sale	187,327,285	124,583,177
Trading securities	14,018,460	8,519,064
Discounted mortgage loans	26,336,953	27,467,920
Investment real estate	68,165,013	62,701,375
Cash and cash equivalents	23,321,246	82,925,675	18,483,452
Other Assets, Fair Value Disclosure	6,268,320	0
Liabilities [Abstract]
Trading securities	6,050,344	4,187,885
Policy loan interest rate, minimum (in hundredths)	4.00%
Policy loan interest rate, maximum (in hundredths)	8.00%
Carrying Amount [Member]
Assets [Abstract]
Mortgage loans on real estate	17,671,554	9,272,919
Discounted mortgage loans	26,336,953	27,467,920
Investment real estate	68,165,013	62,701,375
Policy Loans	12,591,572	13,312,229
Cash and cash equivalents	23,321,246	82,925,675
Liabilities [Abstract]
Notes payable	18,857,954	9,531,645
Estimated Fair Value [Member]
Assets [Abstract]
Mortgage loans on real estate	17,803,159	9,116,148
Discounted mortgage loans	26,336,953	27,467,920
Investment real estate	68,165,013	62,701,375
Policy Loans	12,591,572	13,312,229
Cash and cash equivalents	23,321,246	82,925,675
Liabilities [Abstract]
Notes payable	18,857,954	9,519,300
Fixed Maturities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	215,317
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	58,410
Purchases	0
Transfers in to Level 3	0
Ending Balance	273,727
Level 3 [Abstract]
In	0
Equity Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	9,955,368
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	61,945
Purchases	11,522,285
Transfers in to Level 3	1,424,117
Ending Balance	22,963,715
Level 3 [Abstract]
In	1,424,117
Level 1 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	20,993,398	59,735,100
Equity Securities, available for sale	1,448,585	0
Trading Securities	13,903,148	8,519,064
Total Financial Assets	36,345,131	68,254,164
Liabilities [Abstract]
Trading Securities	7,552,704	5,471,475
Assets [Abstract]
Fixed maturities available for sale	20,993,398	59,735,100
Trading securities	13,903,148	8,519,064
Liabilities [Abstract]
Trading securities	7,552,704	5,471,475
Level 2 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	166,060,160	64,632,760
Equity Securities, available for sale	6,092,614	7,344,260
Trading Securities	115,312	0
Total Financial Assets	172,268,086	71,977,020
Liabilities [Abstract]
Trading Securities	0	0
Assets [Abstract]
Fixed maturities available for sale	166,060,160	64,632,760
Trading securities	115,312	0
Liabilities [Abstract]
Trading securities	0	0
Level 3 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	273,727	215,317
Equity Securities, available for sale	22,963,715	9,955,368
Trading Securities	0	0
Total Financial Assets	23,237,442	10,170,685
Liabilities [Abstract]
Trading Securities	0	0
Assets [Abstract]
Fixed maturities available for sale	273,727	215,317
Trading securities	0	0
Liabilities [Abstract]
Trading securities	0	0
Total trading securities liabilities [Member]
Liabilities [Abstract]
Trading Securities	7,552,704	5,471,475
Liabilities [Abstract]
Trading securities	$ 7,552,704	$ 5,471,475