Balance Sheet (USD $)	Dec. 31, 2011	Dec. 31, 2010
Investments available for sale:
Fixed maturities, at market (amortized cost $142,487,253 and $142,948,693)	$ 124,583,177	$ 147,905,948
Equity securities, at market (cost $11,641,116 and $13,940,811)	17,299,628	19,021,957
Trading securities, at market (cost $28,447,996 and $34,183,252)	8,519,064	37,029,550
Mortgage loans on real estate at amortized cost	9,272,919	12,411,587
Discounted mortgage loans on real estate at cost	27,467,920	47,523,860
Investment real estate, at cost, net of accumulated depreciation	62,701,375	53,148,755
Policy loans	13,312,229	13,976,019
Total investments	263,156,312	331,017,676
Cash and cash equivalents	82,925,675	18,483,452
Accrued investment income	1,136,741	1,609,425
Future policy benefits	64,693,384	67,033,539
Policy claims and other benefits	4,029,412	4,446,940
Cost of insurance acquired	12,846,266	14,077,281
Deferred policy acquisition costs	488,266	556,958
Property and equipment, net of accumulated depreciation	1,527,285	1,478,935
Income tax receivable	281,636	0
Other assets	2,636,280	2,883,893
Total assets	433,721,257	441,588,099
Liabilities:
Future policyholder benefits	301,393,689	307,509,531
Policy claims and benefits payable	3,016,866	3,588,914
Other policyholder funds	636,319	810,062
Dividend and endowment accumulations	14,176,151	14,190,946
Income taxes payable	0	209,888
Deferred income taxes	13,745,751	13,381,278
Notes payable	9,531,645	10,372,239
Trading securities, at market (proceeds $16,494,442 and $17,387,108)	5,471,475	18,429,677
Other liabilities	9,964,313	7,967,807
Total liabilities	357,936,209	376,460,342
Common stock - no par value, stated value $.001 per share, authorized 7,000,000 shares - 3,810,825 and 3,848,079 shares issued and outstanding after deducting treasury shares of 484,183 and 446,929	3,855	3,848
Additional paid-in capital	45,051,608	41,432,636
Retained earnings	12,651,687	6,335,072
Accumulated other comprehensive income	11,792,214	3,679,684
Total UTG shareholders' equity	69,499,364	51,451,240
Noncontrolling interest	6,285,684	13,676,517
Total shareholders' equity	75,785,048	65,127,757
Total liabilities and shareholders' equity	$ 433,721,257	$ 441,588,099