<SEC-DOCUMENT>0001144204-15-068933.txt : 20151202
<SEC-HEADER>0001144204-15-068933.hdr.sgml : 20151202
<ACCEPTANCE-DATETIME>20151202103643
ACCESSION NUMBER: 0001144204-15-068933
CONFORMED SUBMISSION TYPE: 424B2
PUBLIC DOCUMENT COUNT: 6
FILED AS OF DATE: 20151202
DATE AS OF CHANGE: 20151202
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: HSBC USA INC /MD/
CENTRAL INDEX KEY: 0000083246
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 132764867
STATE OF INCORPORATION: MD
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 424B2
SEC ACT: 1933 Act
SEC FILE NUMBER: 333-202524
FILM NUMBER: 151263785
BUSINESS ADDRESS:
STREET 1: 452 FIFTH AVE
CITY: NEW YORK
STATE: NY
ZIP: 10018
BUSINESS PHONE: 2125253735
MAIL ADDRESS:
STREET 1: 452 FIFTH AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10018
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>v426013_424b2.htm
<DESCRIPTION>PRICING SUPPLEMENT
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center">Calculation
of Registration Fee</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 33%; border-bottom: Black 1pt solid; padding: 0; text-indent: 0"><B>Title of Each Class of <BR>
Securities Offered</B></TD>
<TD STYLE="width: 3%; padding: 0; text-indent: 0"> </TD>
<TD STYLE="width: 30%; border-bottom: Black 1pt solid; padding: 0; text-indent: 0"><B>Maximum Aggregate <BR>
Offering Price</B></TD>
<TD STYLE="width: 3%; padding: 0; text-indent: 0"> </TD>
<TD STYLE="width: 31%; border-bottom: Black 1pt solid; padding: 0; text-indent: 0"><B>Amount of</B><BR>
<B>Registration Fee<SUP>(1) </SUP></B></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 0; text-indent: 0"> </TD>
<TD STYLE="vertical-align: top; padding: 0; text-align: right; text-indent: 0"> </TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-align: right; text-indent: 0"> </TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-indent: 0"> </TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-align: right; text-indent: 0"> </TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 0; text-indent: 0">Debt Securities</TD>
<TD STYLE="vertical-align: top; padding: 0; text-align: right; text-indent: 0"> </TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-align: right; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">3,995,450</FONT></TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-indent: 0"> </TD>
<TD STYLE="vertical-align: bottom; padding: 0; text-align: right; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">402.34</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>(1)</SUP> Calculated in accordance with Rule 457 (r) of
the Securities Act of 1933, as amended.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 50%; padding: 0; text-align: left; font-size: 10pt; color: gray"><IMG SRC="image_001.jpg" ALT=""> </TD>
<TD STYLE="width: 50%; padding: 0; text-indent: 0">
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0.5in">November
2015</P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0.5in"></P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Pricing Supplement</P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Registration Statement No. 333-202524</P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Dated November 30, 2015</P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Filed Pursuant to Rule 424(b)(2)</P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"><FONT STYLE="font-size: 14pt">Structured
Investments</FONT></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 14pt">Opportunities
in US Equities</FONT></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 14pt"><B>$3,995,450
Trigger PLUS Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</B></FONT></P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Trigger Performance Leveraged Upside Securities<SUP>SM</SUP></B></P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Principal at Risk Securities</B></P>
<P STYLE="color: gray; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Trigger PLUS offered are senior unsecured debt securities
of HSBC USA Inc. (“HSBC”), will not pay interest, do not guarantee any return of principal at maturity and have the
terms described in the accompanying Equity Index Underlying Supplement, prospectus supplement and prospectus, as supplemented or
modified by this pricing supplement. All references to “Reference Asset” in the prospectus supplement and the Equity
Index Underlying Supplement shall refer to the “underlying index” herein. At maturity, if the level of the underlying
index has appreciated, investors will receive the stated principal amount of their investment plus a payment reflecting leveraged
upside performance of the underlying index. However, at maturity, if the underlying index does not change or has depreciated, and
(i) if the level of the underlying index is greater than or equal to the specified trigger level, investors will receive the stated
principal amount of their investment, or (ii) if the level of the underlying index is less than the specified trigger level, the
investor will lose 1% for every 1% decline in the underlying index from the pricing date to the valuation date. The Trigger PLUS
are for investors who seek an equity index-based return and who are willing to risk their principal and forgo current income in
exchange for the leverage feature, which applies to the positive performance of the underlying index, and the limited protection
against loss but only if the final index level is not less than the trigger level. <B>Investors may lose up to 100% of the stated
principal amount of the Trigger PLUS. All payments on the Trigger PLUS are subject to the credit risk of HSBC.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #296DC1">
<TD STYLE="width: 100%; padding: 0; font-size: 10pt; color: white; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>INDICATIVE
TERMS</B></FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; width: 21%; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Issuer:
</B></FONT></TD>
<TD STYLE="width: 79%; padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">HSBC USA Inc. (“HSBC”)</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Maturity
date: </B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">December 3, 2021, subject to adjustment as described under “Additional Terms of the Notes—Coupon Payment Dates, Call Payment Dates and Maturity Date” in the accompanying Equity Index Underlying Supplement</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Underlying
index: </B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">S&P 500<SUP>®</SUP> Index (Bloomberg symbol: SPX)</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Aggregate
principal amount:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">$3,995,450</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Payment
at maturity: </B></FONT></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.7pt; text-indent: -0.15in"><FONT STYLE="font-family: Symbol">·</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">
</FONT>If the final index level is <I>greater than</I> the initial index level:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-left: 0.75in">$10
+ the leveraged upside payment</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.7pt; text-indent: -0.15in"><FONT STYLE="font-family: Symbol">·</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">
</FONT>If the final index level is <I>less than or equal to</I> the initial index level but<I> greater than</I> <I>or equal to
</I>the trigger level:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-left: 0.75in">$10</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.7pt; text-indent: -0.15in"><FONT STYLE="font-family: Symbol">·</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif">
</FONT>If the final index level is <I>less than </I>the trigger level:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-left: 0.75in">$10 x the index performance
factor</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt; margin-left: 0.75in"><I>This amount will be less than the stated
principal amount of $10 and will result in a loss of at least 25%, and possibly all, of your investment. All payments on the Trigger
PLUS are subject to the credit risk of HSBC. </I></P></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Leveraged
upside payment:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">$10 x leverage factor x index percent increase</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Leverage
factor:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">147%</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Index
percent increase:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">(final index level – initial index level) / initial index level</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Initial
index level:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">2,080.41, which was the official closing level of the underlying index on the pricing date</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Final
index level:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">The official closing level of the underlying index on the valuation date</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Official
closing level: </B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">The official closing level of the underlying index on any scheduled trading day as determined by the calculation agent based upon the value displayed on Bloomberg Professional<SUP>®</SUP> service page “SPX <INDEX>” or any successor page on the Bloomberg Professional<SUP>®</SUP> service or any successor service, as applicable.</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Trigger
level:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">1,560.31, which is 75% of the initial index level (rounded to two decimal places)</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Valuation
date:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">November 30, 2021, subject to adjustment as described in “Additional Terms of the Notes—Valuation Dates” in the accompanying Equity Index Underlying Supplement</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Index
performance factor:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">final index level / initial index level</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: #DAEEF3">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Stated
principal amount:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">$10 per Trigger PLUS</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: white">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Issue
price:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">$10 per Trigger PLUS</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Pricing
date:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">November 30, 2015</FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Original
issue date:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">December 3, 2015 (3 business days after the pricing date)</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Estimated
initial value:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt; color: Black">The estimated
initial value of the Trigger PLUS is less than the price you pay to purchase the Trigger PLUS. The estimated initial
value does not represent a minimum price at which we or any of our affiliates would be willing to purchase your Trigger PLUS
in the secondary market, if any, at any time. See “Risk Factors — The estimated initial value of the Trigger PLUS,
which was determined by us on the pricing date, is less than the price to public and may differ from the market value of the
Trigger PLUS in the secondary market, if any.”</FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>CUSIP:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">40434K495</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>ISIN:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">US40434K4958</FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Listing:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">The Trigger PLUS will not be listed on any securities exchange.</FONT></TD></TR>
<TR STYLE="background-color: #DAEEF3">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Agent:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">HSBC Securities (USA) Inc., an affiliate of HSBC. See “Supplemental plan of distribution (conflicts of interest).”</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: white">
<TD STYLE="width: 25%; padding-bottom: 1pt; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-align: left"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Commissions
and issue price:</B></FONT></TD>
<TD STYLE="width: 25%; padding-bottom: 1pt; text-align: center; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-size: 10pt">Price to public</FONT></TD>
<TD STYLE="width: 25%; padding-bottom: 1pt; text-align: center; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-size: 10pt">Fees and commissions</FONT></TD>
<TD STYLE="width: 25%; padding-bottom: 1pt; text-align: center; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font-size: 10pt">Proceeds to issuer</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #DAEEF3">
<TD ROWSPAN="2" STYLE="padding-bottom: 1pt; padding-left: 40.7pt; layout-grid-mode: char; color: #296DC1"><FONT STYLE="font-size: 10pt"><B>Per
Trigger PLUS</B></FONT></TD>
<TD ROWSPAN="2" STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$10.00</FONT></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$0.30<SUP>(1)</SUP></FONT></TD>
<TD ROWSPAN="2" STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$9.65</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #DAEEF3">
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$0.05<SUP>(2)</SUP></FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
<TD STYLE="padding-bottom: 1pt; padding-left: 40.7pt; layout-grid-mode: char; color: #296DC1"><FONT STYLE="font-size: 10pt"><B>Total</B></FONT></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$3,995,450.00</FONT></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$119,863.50</FONT></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$3,855,609.25</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: white">
<TD STYLE="padding-bottom: 1pt; padding-left: 40.7pt; layout-grid-mode: char; color: #296DC1"><B> </B></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"> </TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">$19,977.25</FONT></TD>
<TD STYLE="padding-bottom: 1pt; text-align: center; layout-grid-mode: char"> </TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><I>(1)</I></TD><TD STYLE="text-align: left"><I>HSBC Securities (USA) Inc., acting as agent for HSBC,
will receive a fee of $0.35 per $10 stated principal amount and will pay Morgan Stanley Wealth Management a fixed sales commission
of $0.30 for each Trigger PLUS they sell. See “Supplemental plan of distribution (conflicts of interest).”</I></TD>
</TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><I>(2)</I></TD><TD STYLE="text-align: left"><I>Of the amount per $10 stated principal amount received
by HSBC Securities (USA) Inc., acting as agent for HSBC, HSBC Securities (USA) Inc. will pay Morgan Stanley Wealth Management
a structuring fee of $0.05 for each Trigger PLUS.</I></TD>
</TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The estimated initial value of the Trigger PLUS on the pricing
date is $9.42 per Trigger PLUS, which is less than the price to public. The market value of the Trigger PLUS at any time will reflect
many factors and cannot be predicted with accuracy. See “Estimated initial value” above and “Risk Factors”
beginning on page 4 of this document for additional information.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>An investment in the Trigger PLUS involves certain risks.
See “Risk Factors” beginning on page 4 of this pricing supplement, page S-2 of the Equity Index Underlying Supplement
and page S-1 of the prospectus supplement.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Neither the U.S. Securities and Exchange Commission (the
“SEC”) nor any state securities commission has approved or disapproved the Trigger PLUS, or determined that this pricing
supplement or the accompanying Equity Index Underlying Supplement, prospectus supplement or prospectus is truthful or complete.
Any representation to the contrary is a criminal offense.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>You should read this document together with the related Equity
Index Underlying Supplement, prospectus supplement and prospectus, each of which can be accessed via the hyperlinks below.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: left; text-indent: -0.25in"><B>The Equity
Index Underlying Supplement dated March 5, 2015 at: <A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014327/v403626_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014327/v403626_424b2.htm</A></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: left; text-indent: -0.25in"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: left; text-indent: -0.25in"><B>The prospectus
supplement dated March 5, 2015 at:<FONT STYLE="color: #548DD4"> </FONT><A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm</A></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: left; text-indent: -0.25in"><B> <FONT STYLE="color: #548DD4">
</FONT></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: left; text-indent: -0.25in"><B>The prospectus
dated March 5, 2015 at: <A HREF="http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm">http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm</A></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 27pt; text-align: left; text-indent: -27pt"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The Trigger PLUS are not deposit liabilities or other obligations
of a bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the
United States or any other jurisdiction, and involve investment risks including possible loss of the stated principal amount invested
due to the credit risk of HSBC.</B></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
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<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: rgb(41,109,193) 1pt solid; width: 100%"> </DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 16pt">Investment Summary</FONT></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger Performance Leveraged Upside Securities</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: gray"><B>Principal at Risk Securities</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Trigger PLUS Based on the Level of the S&P 500<SUP>®
</SUP>Index due December 3, 2021 (the “Trigger PLUS”) can be used:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD>As an alternative to direct exposure to the underlying index that enhances returns for the positive performance of the underlying
index.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD>To enhance positive returns and potentially outperform the underlying index in a bullish scenario.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD>To achieve similar levels of upside exposure to the underlying index as a direct investment, while using fewer dollars by taking
advantage of the leverage factor.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD>To provide limited protection against a loss of principal in the event of a decline of the underlying index as of the valuation
date, but only if the final index level is greater than or equal to the trigger level. All payments on the Trigger PLUS are subject
to the credit risk of HSBC.</TD></TR></TABLE>
<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 28%; padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B>Maturity:</B></TD>
<TD STYLE="width: 72%; padding: 0; layout-grid-mode: char; text-indent: 0">Six years</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B> </B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B>Leverage factor:</B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0">147%</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B> </B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B>Trigger level:</B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0">1,560.31, which is 75% of the initial index level (rounded to two decimal places)</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B> </B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B>Minimum payment
at maturity:</B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0">None. You may lose your entire initial investment in the Trigger PLUS.</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B> </B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0 0 0 0.25in; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><B>Coupon:</B></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0">None</TD></TR>
</TABLE>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #296DC1"><FONT STYLE="font-size: 16pt">Key Investment
Rationale</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Trigger PLUS offer leveraged upside on the positive performance
of the underlying index. However, if the level of the underlying index has decreased below the trigger level as of the valuation
date, investors will lose 1% for every 1% that the level has decreased. <B>Investors may lose up to 100% of the stated principal
amount of the Trigger PLUS.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Investors can use the Trigger PLUS to enhance returns and obtain
limited protection against a loss of principal in the event of a decline of the underlying index as of the valuation date, but
only if the final index level is greater than or equal to the trigger level. All payments on the Trigger PLUS are subject to the
credit risk of HSBC.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 23%; border: white 1.5pt solid; background-color: #DCEBF4; padding-top: 2pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Leveraged
Upside Performance</B></FONT></TD>
<TD STYLE="width: 77%; padding: 1.45pt 2.9pt"><FONT STYLE="font-size: 10pt">The Trigger PLUS offer investors an opportunity to capture enhanced returns for the positive performance of the underlying index relative to a direct investment in the securities included in the underlying index.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-top: 2pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Trigger
Feature</B></FONT></TD>
<TD STYLE="padding: 1.45pt 2.9pt"><FONT STYLE="font-size: 10pt">At maturity, even if the level of the underlying index has declined over the term of the Trigger PLUS, you will receive your stated principal amount, but only if the final index level is greater than or equal to the trigger level.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-top: 2pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Upside
Scenario </B></FONT></TD>
<TD STYLE="padding: 1.45pt 2.9pt"><FONT STYLE="font-size: 10pt">The level of the underlying index increases and, at maturity for each Trigger PLUS, we will pay the stated principal amount of $10 plus 147% of the index percent increase.</FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-top: 2pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Par
Scenario </B></FONT></TD>
<TD STYLE="padding: 1.45pt 2.9pt"><FONT STYLE="font-size: 10pt">The level of the underlying index does not change or declines but the final index level is greater than or equal to the trigger level and, at maturity for each Trigger PLUS, we will pay the stated principal amount of $10. </FONT></TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; padding-top: 2pt; layout-grid-mode: char; color: #296DC1; font-weight: bold"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Downside
Scenario </B></FONT></TD>
<TD STYLE="padding: 1.45pt 2.9pt"><FONT STYLE="font-size: 10pt">The level of the underlying index declines and the final index level is less than the trigger level and, at maturity for each Trigger PLUS, we will pay less than the stated principal amount by an amount that is proportionate to the decline in the final index level from the initial index level.</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 2</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: rgb(41,109,193) 1pt solid; width: 100%"> </DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 16pt">How the Trigger
PLUS Work</FONT></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Payoff Diagram</P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The payoff diagram below illustrates the payment at maturity
on the Trigger PLUS based on the following terms:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR>
<TD STYLE="vertical-align: bottom; width: 42%; padding: 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Stated
principal amount:</B></FONT></TD>
<TD STYLE="width: 58%; padding: 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">$10 per Trigger PLUS</FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: bottom; padding: 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"> </TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Leverage
factor:</B></FONT></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">147% </FONT></TD></TR>
<TR>
<TD STYLE="vertical-align: top; padding: 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"> </TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"> </TD></TR>
<TR>
<TD STYLE="padding: 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Trigger
level:</B></FONT></TD>
<TD STYLE="padding: 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt">75% of the initial index level</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #DCEBF4">
<TD STYLE="width: 100%; padding: 1.5pt 5.4pt; text-align: center; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold">Trigger PLUS Payoff Diagram</TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0"> <IMG SRC="image_003.jpg" ALT=""></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
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<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">How it works</P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">Upside Scenario: If the final index level is greater than the initial index level, investors would
receive the $10 stated principal amount plus 147% of the appreciation of the underlying index over the term of the Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">For example, if the level of the underlying index appreciates 3.00%, investors would receive a
4.40% return, or $10.44 per Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">For example, if the level of the underlying index appreciates 20.00%, investors would receive a
29.40% return, or $12.94 per Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">Par Scenario: If the final index level is less than or equal to the initial index level but is
greater than or equal to the trigger level, investors would receive the stated principal amount of $10 per Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">For example, if the level of the underlying index depreciates 10%, investors would receive the
$10 stated principal amount.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">Downside Scenario: If the final index level is less than the trigger level, investors would receive
an amount that is less than the stated principal amount based on a 1% loss of principal for each 1% decline in the level of the
underlying index.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify">For example, if the level of the underlying index depreciates 40%, investors would lose 40% of
their principal and receive only $6 per Trigger PLUS at maturity, or 60% of the stated principal amount.</TD></TR></TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
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<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 3</TD></TR>
</TABLE>
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<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 16pt">Risk Factors</FONT></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>We urge you to read the section “Risk
Factors” on page S-2 of the accompanying Equity Index Underlying Supplement and page S-1 of the accompanying prospectus supplement<B>.<FONT STYLE="font-family: Times New Roman, Times, Serif">
</FONT></B>Investing in the Trigger PLUS is not equivalent to investing directly in the stocks comprising the underlying index.
You should understand the risks of investing in the Trigger PLUS and should reach an investment decision only after careful consideration,
with your advisors, of the suitability of the Trigger PLUS in light of your particular financial circumstances and the information
set forth in this pricing supplement and the accompanying Equity Index Underlying Supplement, prospectus supplement and prospectus.</I></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to the risks discussed below,
you should review “Risk Factors” in the accompanying prospectus supplement and Equity Index Underlying Supplement,
including the explanation of risks relating to the Trigger PLUS described in the following sections:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0in">“—
Risks relating to all note issuances” in the prospectus supplement; and</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0in"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0in">“—
General risks related to Indices” in the Equity Index Underlying Supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: 0in"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You will be subject to significant risks
not associated with conventional fixed-rate or floating-rate debt securities.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>Trigger PLUS do not pay interest and may result in a loss.</B> The terms of the Trigger PLUS
differ from those of ordinary debt securities in that the Trigger PLUS do not pay interest or guarantee payment of the principal
amount at maturity. If the final index level is less than the trigger level (which is 75% of the initial index level), you will
receive for each Trigger PLUS that you hold a payment at maturity that is less than the stated principal amount of each Trigger
PLUS by at least 25% and by an amount proportionate to the decline in the level of the underlying index, subject to the credit
risk of HSBC. <B>You may lose up to 100% of the stated principal amount of the Trigger PLUS.</B></TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>Credit risk of HSBC USA Inc. </B>The Trigger PLUS are senior unsecured debt obligations of the
issuer, HSBC, and are not, either directly or indirectly, an obligation of any third party. As further described in the accompanying
prospectus supplement and prospectus, the Trigger PLUS will rank on par with all of the other unsecured and unsubordinated debt
obligations of HSBC, except such obligations as may be preferred by operation of law. Any payment to be made on the Trigger PLUS
depends on the ability of HSBC to satisfy its obligations as they come due. As a result, the actual and perceived creditworthiness
of HSBC may affect the market value of the Trigger PLUS and, in the event HSBC were to default on its obligations, you may not
receive the amounts owed to you under the terms of the Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The market price will be influenced by many unpredictable factors.</B> Several factors will
influence the value of the Trigger PLUS in the secondary market and the price at which HSBC Securities (USA) Inc. may be willing
to purchase or sell the Trigger PLUS in the secondary market, including: the value, volatility and dividend yield, as applicable,
of the underlying index and the securities comprising the underlying index, interest and yield rates, time remaining to maturity,
geopolitical conditions and economic, financial, political and regulatory or judicial events and any actual or anticipated changes
in our credit ratings or credit spreads. The level of the underlying index may be, and has recently been, volatile, and we can
give you no assurance that the volatility will lessen. See “Information about the S&P 500<SUP>®</SUP> Index”
below. You may receive less, and possibly significantly less, than the stated principal amount per Trigger PLUS if you try to sell
your Trigger PLUS prior to maturity.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>Investing in the Trigger PLUS is not equivalent to investing in the securities comprising the
underlying index.</B> Investing in the Trigger PLUS is not equivalent to investing in the component securities of the underlying
index. Investors in the Trigger PLUS will not have voting rights or rights to receive dividends or other distributions or any other
rights with respect to the securities comprising the underlying index.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>Adjustments to the underlying index could adversely affect the value of the Trigger PLUS. </B>S&P
Dow Jones Indices LLC, the reference sponsor of the underlying index, may add, delete or substitute the stocks comprising the underlying
index. In addition, the reference sponsor of the underlying index may make other methodological changes that could change the level
of the underlying index. Further, the reference sponsor of the underlying index may discontinue or suspend calculation or publication
of the underlying index at any time. Any such actions could affect the value of and the return on the Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: Black"><B>The
estimated initial value of the Trigger PLUS, which was determined by us on the pricing date, is less than the price to public
and may differ from the market value of the Trigger PLUS in the secondary market, if any. </B>The estimated initial value of the
Trigger PLUS was calculated by us on the pricing date and is less than the price to public. The estimated initial value reflects
our internal funding rate, which is the borrowing rate we pay to issue market-linked securities, as well as the mid-market value
of the embedded derivatives in the Trigger PLUS. This internal funding rate is typically lower than the rate we would use when
we issue conventional fixed or floating rate debt securities. As a result of the difference</FONT></TD></TR></TABLE>
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<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 4</TD></TR>
</TABLE>
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<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB"></FONT></TD><TD STYLE="text-align: justify">between
our internal funding rate and the rate we would use when we issue conventional fixed or floating rate debt securities, the estimated
initial value of the Trigger PLUS may be lower if it were based on the levels at which our fixed or floating rate debt securities
trade in the secondary market. In addition, if we were to use the rate we use for our conventional fixed or floating rate debt
issuances, we would expect the economic terms of the Trigger PLUS to be more favorable to you. We determined the value of the
embedded derivatives in the Trigger PLUS by reference to our or our affiliates’ internal pricing models. These pricing models
consider certain assumptions and variables, which can include volatility and interest rates. Different pricing models and assumptions
could provide valuations for the Trigger PLUS that are different from our estimated initial value. These pricing models rely in
part on certain forecasts about future events, which may prove to be incorrect. The estimated initial value does not represent
a minimum price at which we or any of our affiliates would be willing to purchase your Trigger PLUS in the secondary market (if
any exists) at any time.</TD></TR>
</TABLE>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font: 10pt Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B>The
price of your Trigger PLUS in the secondary market, if any, immediately after the pricing
date will be less than the price to public. </B> The price to public takes into account
certain costs. These costs include our affiliates’ projected hedging profits (which
may or may not be realized) for assuming risks inherent in hedging our obligations under
the Trigger PLUS, the underwriting discount and the costs associated with structuring
and hedging our obligations under the Trigger PLUS. These costs, except for the underwriting
discount, will be used or retained by us or one of our affiliates. If you were to sell
your Trigger PLUS in the secondary market, if any, the price you would receive for your
Trigger PLUS may be less than the price you paid for them</FONT> because secondary market
prices will not take into account these costs<FONT STYLE="font-size: 10pt">. The price
of your Trigger PLUS in the secondary market, if any, at any time after issuance will
vary based on many factors, including the level of the underlying index and changes in
market conditions, and cannot be predicted with accuracy. The Trigger PLUS are not designed
to be short-term trading instruments, and you should, therefore, be able and willing
to hold the Trigger PLUS to maturity. Any sale of the Trigger PLUS prior to maturity
could result in a loss to you.</FONT></TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD><B>If HSBC Securities (USA) Inc. were to repurchase your Trigger PLUS immediately after the original issue date, the price
you receive may be higher than the estimated initial value of the Trigger PLUS.</B> Assuming that all relevant factors remain constant
after the original issue date, the price at which HSBC Securities (USA) Inc. may initially buy or sell the Trigger PLUS in the
secondary market, if any, and the value that we may initially use for customer account statements, if we provide any customer account
statements at all, may exceed the estimated initial value on the pricing date for a temporary period expected to be approximately
14 months after the original issue date. This temporary price difference may exist because, in our discretion, we may elect to
effectively reimburse to investors a portion of the estimated cost of hedging our obligations under the Trigger PLUS and other
costs in connection with the Trigger PLUS that we will no longer expect to incur over the term of the Trigger PLUS. We will make
such discretionary election and determine this temporary reimbursement period on the basis of a number of factors, including the
tenor of the Trigger PLUS and any agreement we may have with the distributors of the Trigger PLUS. The amount of our estimated
costs which we effectively reimburse to investors in this way may not be allocated ratably throughout the reimbursement period,
and we may discontinue such reimbursement at any time or revise the duration of the reimbursement period after the original issue
date of the Trigger PLUS based on changes in market conditions and other factors that cannot be predicted.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The amount payable on the Trigger PLUS is not linked to the level of the underlying index at
any time other than the valuation date. </B>The final index level will be based on the official closing level of the underlying
index on the valuation date, subject to postponement for non-trading days and certain market disruption events. Even if the level
of the underlying index appreciates prior to the valuation date but then decreases by the valuation date, the payment at maturity
will be less, and may be significantly less, than it would have been had the payment at maturity been linked to the level of the
underlying index prior to that decrease. Although the actual level of the underlying index on the stated maturity date or at other
times during the term of the Trigger PLUS may be higher than the final index level, the payment at maturity will be based solely
on the official closing level of the underlying index on the valuation date.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The Trigger PLUS will not be listed on any securities exchange and secondary trading may be
limited.</B> The Trigger PLUS will not be listed on any securities exchange. Therefore, there may be little or no secondary market
for the Trigger PLUS. HSBC Securities (USA) Inc. may, but is not obligated to, make a market in the Trigger PLUS. Even if there
is a secondary market, it may not provide enough liquidity to allow you to trade or sell the Trigger PLUS easily. Because we do
not expect that other broker-dealers will participate significantly in the secondary market for the Trigger PLUS, the price at
which you may be able to trade your Trigger PLUS is likely to depend on the price, if any, at which HSBC Securities (USA) Inc.
is willing to transact. If, at any time, HSBC Securities (USA) Inc. were to cease making a market in the Trigger PLUS, it is likely
that there would be no secondary market for the Trigger PLUS. Accordingly, you should be willing to hold your Trigger PLUS to maturity.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The calculation agent, which is HSBC or one of its affiliates, will make determinations with
respect to the Trigger PLUS. </B>As calculation agent, HSBC or one of its affiliates determined the initial index level and will
determine the final index level, and will calculate the amount of cash, if any, that you will receive at maturity. Determinations
made by HSBC or one of its affiliates in its capacity as calculation agent, may require it to exercise discretion and make subjective
judgments, such as with respect to the occurrence or non-occurrence
of market disruption events, and the selection of
a successor index or the calculation of the final index level in the event of a discontinuance of the underlying index, may adversely
affect the payout to you at maturity. Although the calculation agent has made and will make all determinations and take all action
in relation to the Trigger PLUS in good faith, it should be noted that such discretion could have an impact (positive or negative)
on the value of </TD></TR></TABLE>
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<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 5</TD></TR>
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<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"></TD><TD STYLE="text-align: justify">your Trigger PLUS. The calculation agent is under no obligation to consider your interests as a holder of the
Trigger PLUS in taking any actions, including the determination of the initial index level, that might affect the value of your
Trigger PLUS.</TD></TR>
</TABLE>
<P STYLE="margin: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>Hedging and trading activity by our affiliates could potentially adversely affect the value
of the Trigger PLUS.</B> One or
more of our affiliates and/or third-party dealers have carried out and will continue to carry out hedging activities related to the
Trigger PLUS (and possibly to other instruments linked to the underlying index or the securities comprising the underlying
index), including trading in the securities comprising the underlying index as well as in other instruments related to the
underlying index. As a result, these entities may be unwinding or adjusting hedge positions during the term of the Buffered
PLUS, and the hedging strategy may involve greater and more frequent dynamic adjustments to the hedge as the valuation
date approaches. Some of our affiliates also trade those securities and other financial instruments related to the underlying
index on a regular basis as part of their general broker-dealer and other businesses. Any of these hedging or trading
activities on or prior to the pricing date could potentially have increased the initial index level and, therefore, could have
increased the level at which the underlying index must close so that an investor does not suffer a loss on the investor’s initial
investment in the Trigger PLUS. Additionally, hedging or trading activities during the term of the Trigger PLUS, including on
the valuation date, could adversely affect the level of the underlying index on the valuation date and, accordingly, the amount
of cash, if any, an investor will receive at maturity.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The Trigger PLUS are not insured or guaranteed by any governmental agency of the United States
or any other jurisdiction. </B>The Trigger PLUS are not deposit liabilities or other obligations of a bank and are not insured
or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency or program of the United States or
any other jurisdiction. An investment in the Trigger PLUS is subject to the credit risk of HSBC, and in the event that HSBC is
unable to pay its obligations as they become due, you may not receive the full payment at maturity of the Trigger PLUS.</TD></TR></TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 9pt"><FONT STYLE="font-family: Wingdings; color: #A3C4EB">§</FONT></TD><TD STYLE="text-align: justify"><B>The U.S. federal income tax consequences of an investment in the Trigger PLUS are uncertain.</B>
For a discussion of certain of the U.S. federal income tax consequences of your investment in a Trigger PLUS, please see the discussion
under “Tax considerations” herein, and the discussion under “U.S. Federal Income Tax Considerations” in
the accompanying prospectus supplement.</TD></TR></TABLE>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"> </P>
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<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 6</TD></TR>
</TABLE>
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<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 16pt">Information About
the S&P 500<SUP>®</SUP> Index</FONT></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The SPX is a capitalization-weighted index of stocks of 500
component companies. It is designed to measure performance of the broad domestic economy through changes in the aggregate market
value of stocks of 500 component companies representing all major industries. The top 5 industry groups by market capitalization
as of November 30, 2015 were: Information Technology, Financials, Health Care, Consumer Discretionary, and Industrials.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>For more information about the SPX, see “The S&P
500<SUP>®</SUP> Index” beginning on page S-44 of the accompanying Equity Index Underlying Supplement.</I></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I> </I></B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Historical Information</P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following graph sets forth the historical
performance of the underlying index based on the daily historical official closing level from January 2, 2008 through November
30, 2015. The official closing level for the underlying index on November 30, 2015 was 2,080.41. We obtained the official closing
levels below from the Bloomberg Professional<SUP>®</SUP> service. We have not independently verified the accuracy or completeness
of the information obtained from the Bloomberg Professional<SUP>®</SUP> service. The historical levels of the underlying index
should not be taken as an indication of future performance, and no assurance can be given as to the level of the underlying index
on the valuation date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 75%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: #DCEBF4">
<TD STYLE="width: 100%; padding-right: 5.4pt; padding-left: 5.4pt">
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Historical
Performance of the Underlying Index – Daily Official Closing Levels </P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">January 2,
2008 to November 30, 2015</P></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0"> <IMG SRC="image_004.jpg" ALT=""></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 7</TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
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<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: rgb(41,109,193) 1pt solid; width: 100%"> </DIV></DIV><!-- Field: /Rule-Page -->
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 16pt">Additional Information
About the Trigger PLUS</FONT></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Please read this information in conjunction with the summary
terms on the front cover of this document.</P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #296DC1">
<TD STYLE="width: 100%; font-size: 10pt; color: white; font-weight: bold; padding-right: 0; padding-bottom: 0; padding-left: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">General Information</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="background-color: #DCEBF4">
<TD STYLE="vertical-align: top; width: 24%; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Listing:</B></FONT></TD>
<TD STYLE="width: 76%; padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt; color: Black">The Trigger
PLUS will not be listed on any securities exchange.</FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>CUSIP:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif; color: Black">40434K495 </FONT></TD></TR>
<TR STYLE="background-color: #DCEBF4">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>ISIN:
</B></FONT></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif; color: Black">US40434K4958 </FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Minimum
ticketing size:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt; color: Black">$1,000 / 100 Trigger PLUS</FONT></TD></TR>
<TR STYLE="background-color: #DCEBF4">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font-size: 10pt"><B>Denominations:
</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: normal 10pt Times New Roman, Times, Serif; color: Black">$10
per Trigger PLUS and integral multiples thereof</FONT></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font-size: 10pt"><B>Interest:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: normal 10pt Times New Roman, Times, Serif; color: Black">None</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #DCEBF4">
<TD STYLE="padding: 2pt 0; text-indent: 0"><P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Tax considerations:</B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B> </B></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B> </B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I> </I></B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">There is no direct legal
authority as to the proper tax treatment of each Trigger PLUS, and therefore significant aspects of the tax treatment
of each Trigger PLUS are uncertain as to both the timing and character of any inclusion in income in respect of each Trigger
PLUS. Under one approach, each Trigger PLUS could be treated as a pre-paid executory contract with respect to the underlying
index. We intend to treat each Trigger PLUS consistent with this approach. Pursuant to the terms of each Trigger PLUS,
you agree to treat each Trigger PLUS under this approach for all U.S. federal income tax purposes. Subject to the limitations
described therein, and based on certain factual representations received from us, in the opinion of our special U.S. tax
counsel, Morrison & Foerster LLP, it is reasonable to treat each Trigger PLUS as a pre-paid executory contract with
respect to the underlying index. Pursuant to this approach, we do not intend to report any income or gain with respect
to each Trigger PLUS prior to maturity or an earlier sale or exchange, and we intend to treat any gain or loss upon maturity
or an earlier sale or exchange as long-term capital gain or loss, provided that you have held the Trigger PLUS for more
than one year at such time for U.S. federal income tax purposes.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">We will not attempt to ascertain
whether any of the entities whose stock is included in the underlying index would be treated as a passive foreign investment
company (a “PFIC”) or United States real property holding corporation (a “USRPHC”), both as defined
for U.S. federal income tax purposes. If one or more of the entities whose stock is included in the underlying index were
so treated, certain adverse U.S. federal income tax consequences might apply to a U.S. holder or non-U.S. holder (both
as defined in the accompanying prospectus supplement), as the case may be. You should refer to information filed with
the SEC and other authorities by the entities whose stock is included in the underlying index and consult your tax advisor
regarding the possible consequences to you if one or more of the entities whose stock is included in the underlying index
is or becomes a PFIC or a USRPHC.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">In Notice 2008-2, the Internal
Revenue Service (“IRS”) and the Treasury Department requested comments as to whether the purchaser of certain
securities (which may include the Trigger PLUS) should be required to accrue income during its term under a mark-to-market,
accrual or other methodology, whether income and gain on such a security or contract should be ordinary or capital and
whether foreign holders should be subject to withholding tax on any deemed income accrual. Accordingly, it is possible
that regulations or other guidance could provide that a U.S. holder of a Trigger PLUS is required to accrue income in
respect of the Trigger PLUS prior to the receipt of payments under the Trigger PLUS or its earlier sale or exchange. Moreover,
it is possible that any such regulations or other guidance could treat all income and gain of a U.S. holder in respect
of a Trigger PLUS as ordinary income (including gain on a sale or exchange). Finally, it is possible that a non-U.S. holder
of the Trigger PLUS could be subject to U.S. withholding tax in respect of a Trigger PLUS. It is unclear whether any regulations
or other guidance would apply to the Trigger PLUS (possibly on a retroactive basis). Prospective investors are urged to
consult with their tax advisors regarding Notice 2008-2 and the possible effect to them of the issuance of regulations
or other guidance that affects the U.S. federal income tax treatment of the Trigger PLUS.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Under current law, while
the matter is not entirely clear, individual non-U.S. holders, and entities whose property is potentially includible in
those individuals’ gross estates for U.S. federal estate tax purposes (for example, a trust funded by such an individual
and with respect to which the individual has retained certain interests or powers), should note that, absent an applicable
treaty benefit, the Trigger PLUS is likely to be treated as U.S. situs property, subject to U.S. federal estate tax. These
individuals and entities should consult their tax advisors regarding the U.S. federal estate tax consequences of investing
in the Trigger PLUS.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">Recently finalized Treasury
Regulations provide that withholding on “dividend equivalent” payments (as discussed in the accompanying prospectus
supplement), if any, will not apply to a Trigger PLUS issued before January 1, 2016. Additionally, the IRS has announced
that withholding under the Foreign Account Tax Compliance Act (as discussed in the accompanying prospectus supplement)
on payments of gross proceeds from a sale or redemption of the Trigger PLUS will only apply to payments made after December
31, 2018.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.7pt"><FONT STYLE="color: Black">For
a further discussion of U.S. federal income tax consequences related to each Trigger PLUS, see the section “U.S. Federal
Income Tax Considerations” in the accompanying prospectus supplement.</FONT></P></TD></TR>
<TR STYLE="background-color: white">
<TD STYLE="vertical-align: top; padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Calculation
agent:</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; text-indent: 0"><FONT STYLE="font-size: 10pt; color: Black">HSBC USA Inc. or one of
its affiliates.</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #DCEBF4">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Supplemental
plan of </B></FONT><BR>
<FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>distribution</B></FONT><B><FONT STYLE="font-size: 10pt"> (conflicts
of</FONT></B><BR>
</TD>
<TD STYLE="padding: 2pt 0; text-indent: 0"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"><FONT STYLE="color: Black">Pursuant
to the terms of a distribution agreement, HSBC Securities (USA) Inc., an affiliate of HSBC, will purchase the Trigger PLUS from
HSBC for distribution to Morgan Stanley Wealth Management. HSBC</FONT></P></TD></TR>
</TABLE>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 8</TD></TR>
</TABLE>
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<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(220,235,244)">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; color: #296DC1; font-weight: bold; text-indent: 0; width: 24%"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>interest):</B></FONT></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0; width: 76%"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"><FONT STYLE="color: Black">Securities (USA) Inc. will act as agent for the Trigger PLUS, will
receive a fee of $0.35 per $10 stated principal amount and will pay Morgan Stanley Wealth Management a fixed sales commission
of $0.30 for each Trigger PLUS they sell. Of the amount per $10 stated principal amount received by HSBC Securities (USA)
Inc., acting as agent for HSBC, HSBC Securities (USA) Inc. will pay Morgan Stanley Wealth Management a structuring fee
of $0.05 for each Trigger PLUS.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: left; margin-bottom: 0pt"><FONT STYLE="color: Black">In addition, HSBC Securities
(USA) Inc. or another of its affiliates or agents may use this pricing supplement in market-making transactions after
the initial sale of the Trigger PLUS, but is under no obligation to do so and may discontinue any market-making activities
at any time without notice.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="color: Black">See “Supplemental
Plan of Distribution (Conflicts of Interest)” on page S-59 in the prospectus supplement.</FONT></P></TD></TR>
<TR STYLE="background-color: White">
<TD STYLE="vertical-align: top; width: 24%; padding: 2pt 0; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Events
of default and <BR>
acceleration:</B></FONT></TD>
<TD STYLE="width: 76%; padding: 2pt 0; text-indent: 0">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If the Trigger PLUS have become immediately due and payable
following an event of default (as defined in the accompanying prospectus) with respect to the Trigger PLUS, the calculation agent
will determine the accelerated payment at maturity due and payable in the same general manner as described in “payment at
maturity” in this pricing supplement. In such a case, the third scheduled trading day for the underlying index immediately
preceding the date of acceleration will be used as the valuation date for purposes of determining the accelerated final level.
If a market disruption event exists on that scheduled trading day, then the accelerated valuation date will be postponed for up
to five scheduled trading days (in the same general manner used for postponing the originally scheduled valuation date). The accelerated
maturity date will be the third business day following such accelerated postponed valuation date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For more information, see “Description of Debt
Securities — Events of Default” in the accompanying prospectus.</P></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(220,235,244)">
<TD STYLE="padding: 2pt 0; text-indent: 0"><P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Where
you can find more <BR>
information</B></FONT><B>:</B></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B> </B></P>
<P STYLE="color: #296DC1; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B> </B></P></TD>
<TD STYLE="padding: 2pt 0; text-indent: 0">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">This pricing supplement relates to an offering of the Trigger
PLUS linked to the underlying index.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The purchaser of a Trigger PLUS will acquire a senior unsecured
debt security of HSBC</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">USA Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Although the offering of Trigger PLUS relates to the underlying
index, you</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">should not construe that fact as a recommendation as to the
merits of acquiring an investment linked to the</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">underlying index or any security comprising the underlying index
or as to the suitability of an</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">investment in the Trigger PLUS.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">HSBC has filed a registration statement (including a prospectus,
a prospectus supplement and Equity Index Underlying Supplement) with the SEC for the offering to which this pricing supplement
relates. Before you invest, you should read the prospectus, prospectus supplement and Equity Index Underlying Supplement in that
registration statement and other documents HSBC has filed with the SEC for more complete information about HSBC and this offering.
You may get these documents for free by visiting EDGAR on the SEC’s web site at www.sec.gov. Alternatively, HSBC Securities
(USA) Inc. or any dealer participating in this offering will arrange to send you the prospectus, prospectus supplement and Equity
Index Underlying Supplement if you request them by calling toll-free 1-866-811-8049.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">You should read this document together with the prospectus dated
March 5, 2015, the prospectus supplement dated March 5, 2015 and Equity Index Underlying Supplement dated March 5, 2015. If the
terms of the Trigger PLUS offered hereby are inconsistent with those described in the accompanying prospectus supplement, prospectus,
or Equity Index Underlying Supplement, the terms described in this pricing supplement shall control. You should carefully consider,
among other things, the matters set forth in “Risk Factors” herein, on page S-2 of the accompanying Equity Index Underlying
Supplement and page S-1 of the accompanying prospectus supplement<B>, </B>as the Trigger PLUS involve risks not associated with
conventional debt securities. We urge you to consult your investment, legal, tax, accounting and other advisors before you invest
in the Trigger PLUS. As used herein, references to the “Issuer”, “HSBC”, “we”, “us”
and “our” are to HSBC USA Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">You may access these documents on the SEC web site at www.sec.gov
as follows:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The Equity Index Underlying Supplement
at: </FONT> <FONT STYLE="font-size: 10pt"><BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014327/v403626_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014327/v403626_424b2.htm</A> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The prospectus supplement at:<BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm</A></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The prospectus at: <BR>
<A HREF="http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm">http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm</A></P></TD></TR>
<TR STYLE="vertical-align: top; background-color: White">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold; text-indent: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>Validity
of the Trigger PLUS</B></FONT></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 10pt">In the opinion
of Morrison & Foerster LLP, as counsel to the Issuer, when this pricing supplement has been attached to, and duly notated
on, the master note that represents the Trigger PLUS pursuant to the Senior Indenture referred to in the prospectus supplement
dated March 5, 2015, and issued and paid for as contemplated herein, the Trigger PLUS offered by this pricing
supplement will be valid, binding and enforceable obligations of the Issuer, entitled to the benefits of the Senior Indenture,
subject to applicable bankruptcy, insolvency and similar laws affecting creditors’ rights generally, concepts of reasonableness
and equitable principles of general applicability (including, without limitation, concepts of good faith, fair dealing and the
lack of bad faith). This opinion is given as of the date hereof and is limited to the laws of the State of New York, the Maryland
General Corporation Law (including the statutory provisions, all applicable provisions of the Maryland Constitution and the reported
judicial decisions interpreting the foregoing) and the federal laws of the United States of America. This opinion is subject
to customary assumptions about the trustee’s authorization, execution and delivery of the Senior Indenture and the genuineness
of signatures and to such counsel’s reliance on the Issuer and other sources as to certain factual matters, all</FONT></TD></TR>
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<P STYLE="margin: 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; width: 50%">November 2015</TD>
<TD STYLE="padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right; width: 50%">Page 9</TD></TR>
</TABLE>
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<P STYLE="margin: 0; text-align: right"><IMG SRC="image_002.jpg" ALT=""> </P>
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<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="color: #296DC1; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">Trigger PLUS
Based on the Level of the S&P 500<SUP>®</SUP> Index due December 3, 2021</FONT></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trigger
Performance Leveraged Upside Securities<SUP>SM</SUP></P>
<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Principal at Risk Securities</P>
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<P STYLE="color: gray; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="margin: 0"></P>
<P STYLE="margin: 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: White">
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold; text-indent: 0; width: 24%"></TD>
<TD STYLE="padding: 2pt 0; layout-grid-mode: char; font-size: 10pt; text-indent: 0; width: 76%"><FONT STYLE="font-size: 10pt">as stated in the legal opinion dated March 5, 2015, which has been filed as Exhibit 5.3 to the Issuer’s registration statement on Form S-3 dated March 5, 2015.</FONT></TD></TR>
</TABLE>
<P STYLE="margin: 0"> </P>
<P STYLE="margin: 0"></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt"><I>This document provides a summary
of the terms and conditions of the Trigger PLUS. We encourage you to read the accompanying Equity Index Underlying Supplement,
prospectus supplement and prospectus for this offering, which can be accessed via the hyperlinks on the front page of this document</I></FONT><I>.</I></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">“Performance Leveraged
Upside Securities<SUP>SM</SUP>” and “PLUS<SUP>SM</SUP>” are service marks of Morgan Stanley.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
<TD STYLE="width: 50%; padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0">November 2015</TD>
<TD STYLE="width: 50%; padding: 0; font-size: 10pt; color: #296DC1; text-indent: 0; text-align: right">Page 10</TD></TR>
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