CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Interest income:
Loans	$ 798	$ 876
Securities	498	460
Trading securities	102	91
Short-term investments	282	434
Other	16	19
Total interest income	1,696	1,880
Interest expense:
Deposits	759	934
Short-term borrowings	98	126
Long-term debt	273	280
Other	14	14
Total interest expense	1,144	1,354
Net interest income	552	526
Provision for credit losses	48	118
Net interest income after provision for credit losses	504	408
Other revenues:
Trading revenue	197	193
Other securities gains, net	11	3
Gain (loss) on instruments designated at fair value and related derivatives	(5)	(3)
Other income (loss)	(12)	1
Total other revenues	544	516
Operating expenses:
Salaries and employee benefits	128	148
Support services from HSBC affiliates	460	404
Occupancy expense, net	11	12
Other expenses	70	96
Total operating expenses	669	660
Income before income tax	379	264
Income tax expense	88	63
Net income	291	201
Trust and investment management fees
Other revenues:
Other revenues	48	41
Other fees and commissions
Other revenues:
Other revenues	203	179
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 102	$ 102