CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
Interest income:
Loans	$ 3,510	$ 3,691	$ 3,458
Securities	2,007	1,839	1,558
Trading securities	365	366	266
Short-term investments	1,558	1,693	1,687
Other	62	78	80
Total interest income	7,502	7,667	7,049
Interest expense:
Deposits	3,595	4,071	3,650
Short-term borrowings	508	623	514
Long-term debt	1,212	1,143	1,133
Other	59	63	47
Total interest expense	5,374	5,900	5,344
Net interest income	2,128	1,767	1,705
Provision for credit losses	94	50	45
Net interest income after provision for credit losses	2,034	1,717	1,660
Other revenues:
Trading revenue	763	998	942
Other securities gains (losses), net	55	(124)	(243)
Gain (loss) on instruments designated at fair value and related derivatives	(55)	(38)	(42)
Other income (loss)	(31)	(77)	(141)
Total other revenues	2,084	2,030	1,652
Operating expenses:
Salaries and employee benefits	588	567	530
Support services from HSBC affiliates	1,760	1,670	1,671
Occupancy expense, net	52	68	60
Other expenses	300	395	563
Total operating expenses	2,700	2,700	2,824
Income before income tax	1,418	1,047	488
Income tax expense	317	222	95
Net income	1,101	825	393
Trust and investment management fees
Other revenues:
Other revenues	174	148	134
Other fees and commissions
Other revenues:
Other revenues	759	738	675
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 419	$ 385	$ 327