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Business Segments - Summary on Reconciliation of Results Under IFRS to US GAAP (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
[1]
Operating Statistics [Line Items]          
Net interest income (expense), U.S. GAAP Consolidated $ 525 $ 439 $ 1,574 $ 1,277  
Other operating income, U.S. GAAP Consolidated 548 334 1,582 1,410  
Total operating income, U.S. GAAP Consolidated 1,073 773 3,156 2,687  
Expected credit losses / provision for credit losses, U.S. GAAP Consolidated (84) (13) 76 36  
Total income 1,157 786 3,080 2,651  
Total operating expenses, U.S. GAAP Consolidated 661 671 2,017 2,040  
Income before income tax 496 115 1,063 611  
Total assets, U.S. GAAP Consolidated 169,890 [1] 167,799 169,890 [1] 167,799 $ 170,731
Total loans, net, U.S. GAAP Consolidated 63,978 [1] 61,467 63,978 [1] 61,467 62,216
Goodwill, U.S. GAAP Consolidated 458 [1] 458 458 [1] 458 458
Total deposits, U.S. GAAP Consolidated 122,760 [1] 123,373 122,760 [1] 123,373 $ 123,350
Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 577 451 1,699 1,328  
Other operating income 481 313 1,413 1,324  
Total operating income 1,058 764 3,112 2,652  
Expected credit losses / provision for credit losses 19 19 169 52  
Total income 1,039 745 2,943 2,600  
Direct Costs 213 228 685 760  
Indirect Costs 430 426 1,285 1,237  
Total operating expenses 643 654 1,970 1,997  
Profit (loss) before income tax 396 91 973 603  
Total assets 182,646 181,011 182,646 181,011  
Total loans, net 62,615 59,851 62,615 59,851  
Goodwill 358 358 358 358  
Total deposits 115,618 115,774 115,618 115,774  
Group Reporting Basis Adjustments          
Operating Statistics [Line Items]          
Net interest income (expense) 7 9 19 22  
Other operating income (2) (7) (5) (13)  
Total operating income 5 2 14 9  
Expected credit losses / provision for credit losses (103) (32) (93) (16)  
Total income 108 34 107 25  
Total operating expenses 8 10 17 17  
Profit (loss) before income tax 100 24 90 8  
Total assets (12,756) (13,212) (12,756) (13,212)  
Total loans, net (606) (1,054) (606) (1,054)  
Goodwill 100 100 100 100  
Total deposits (1,932) (1,192) (1,932) (1,192)  
Group Reporting Basis Reclassifications          
Operating Statistics [Line Items]          
Net interest income (expense) (59) (21) (144) (73)  
Other operating income 69 28 174 99  
Total operating income 10 7 30 26  
Expected credit losses / provision for credit losses 0 0 0 0  
Total income 10 7 30 26  
Total operating expenses 10 7 30 26  
Profit (loss) before income tax 0 0 0 0  
Total assets 0 0 0 0  
Total loans, net 1,969 2,670 1,969 2,670  
Goodwill 0 0 0 0  
Total deposits 9,074 8,791 9,074 8,791  
IWPB | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 190 175 564 529  
Other operating income 66 8 181 133  
Total operating income 256 183 745 662  
Expected credit losses / provision for credit losses 2 2 5 0  
Total income 254 181 740 662  
Direct Costs 88 104 280 291  
Indirect Costs 110 103 306 301  
Total operating expenses 198 207 586 592  
Profit (loss) before income tax 56 (26) 154 70  
Total assets 38,262 38,385 38,262 38,385  
Total loans, net 28,022 25,785 28,022 25,785  
Goodwill 0 0 0 0  
Total deposits 25,899 28,903 25,899 28,903  
CIB | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) 463 451 1,396 1,301  
Other operating income 340 131 976 684  
Total operating income 803 582 2,372 1,985  
Expected credit losses / provision for credit losses 17 17 164 52  
Total income 786 565 2,208 1,933  
Direct Costs 100 108 325 317  
Indirect Costs 312 315 952 946  
Total operating expenses 412 423 1,277 1,263  
Profit (loss) before income tax 374 142 931 670  
Total assets 139,411 138,348 139,411 138,348  
Total loans, net 34,593 34,066 34,593 34,066  
Goodwill 358 358 358 358  
Total deposits 89,719 86,871 89,719 86,871  
CC | Operating Segments          
Operating Statistics [Line Items]          
Net interest income (expense) (76) (175) (261) (502)  
Other operating income 75 174 256 507  
Total operating income (1) (1) (5) 5  
Expected credit losses / provision for credit losses 0 0 0 0  
Total income (1) (1) (5) 5  
Direct Costs 25 16 80 152  
Indirect Costs 8 8 27 (10)  
Total operating expenses 33 24 107 142  
Profit (loss) before income tax (34) (25) (112) (137)  
Total assets 4,973 4,278 4,973 4,278  
Total loans, net 0 0 0 0  
Goodwill 0 0 0 0  
Total deposits $ 0 $ 0 $ 0 $ 0  
[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") at September 30, 2025 and December 31, 2024. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 15, "Variable Interest Entities," for additional information.
September 30, 2025December 31, 2024
(in millions)
Assets
Other assets$7 $11 
Total assets$7 $11 
Liabilities
Interest, taxes and other liabilities$14 $
Total liabilities$14 $