Fee Income from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2025

Revenue from Contract with Customer [Abstract]

Disaggregation of Fee Income

The following table summarizes fee income from contracts with customers disaggregated by type of activity, as well as a reconciliation to total other revenues, during the three and nine months ended September 30, 2025 and 2024. See Note 23, "Fee Income from Contracts with Customers," in our 2024 Form 10-K for a description of the various types of fee-based activities and how revenue associated with these activities is recognized. There have been no significant changes in these activities since December 31, 2024.

	Three Months Ended September 30,				Nine Months Ended September 30,
	2025		2024		2025		2024
	(in millions)
Credit card fees, net	$	14	$	14	$	45	$	42
Trust and investment management fees	43		37		125		107
Other fees and commissions:
Account services	84		80		243		231
Credit facilities	81		69		229		243
Other fees	11		8		31		29
Total other fees and commissions	176		157		503		503
Servicing and other fees from HSBC affiliates	99		99		299		280
Insurance(1)	1		1		2		3
Total fee income from contracts with customers	333		308		974		935
Other non-fee revenue	215		26		608		475
Total other revenues(2)	$	548	$	334	$	1,582	$	1,410

(1)Included within other income (loss) in the consolidated statement of income.

(2)See Note 13, "Business Segments," for a reconciliation of total other revenues on a U.S. GAAP basis to other operating income for each business segment under the Group Reporting Basis.