CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Interest income:
Loans	$ 3,691	$ 3,458	$ 2,130
Securities	1,839	1,558	800
Trading securities	366	266	219
Short-term investments	1,693	1,687	703
Other	78	80	53
Total interest income	7,667	7,049	3,905
Interest expense:
Deposits	4,071	3,650	1,136
Short-term borrowings	623	514	165
Long-term debt	1,143	1,133	505
Other	63	47	30
Total interest expense	5,900	5,344	1,836
Net interest income	1,767	1,705	2,069
Provision for credit losses	50	45	154
Net interest income after provision for credit losses	1,717	1,660	1,915
Other revenues:
Trading revenue	998	942	517
Other securities gains (losses), net	(124)	(243)	26
Gain (loss) on instruments designated at fair value and related derivatives	(38)	(42)	(50)
Gain on sale of branch disposal group, net	0	0	113
Other income (loss)	(77)	(141)	(154)
Total other revenues	2,030	1,652	1,595
Operating expenses:
Salaries and employee benefits	567	530	591
Support services from HSBC affiliates	1,670	1,671	1,762
Occupancy expense, net	68	60	66
Other expenses	395	563	366
Total operating expenses	2,700	2,824	2,785
Income before income tax	1,047	488	725
Income tax expense	222	95	177
Net income	825	393	548
Credit card fees, net
Other revenues:
Other revenues	55	49	45
Trust and investment management fees
Other revenues:
Other revenues	148	134	136
Other fees and commissions
Other revenues:
Other revenues	683	626	619
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 385	$ 327	$ 343