CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities
Net income	$ 482	$ 550
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	(36)	19
Provision for credit losses	36	48
Net realized losses (gains) on securities available-for-sale	138	(3)
Net change in other assets and liabilities	(870)	704
Net change in loans held for sale:
Originations and purchases of loans held for sale	(658)	(338)
Sales and collections of loans held for sale	187	284
Net change in trading assets and liabilities	(240)	1,857
Lower of amortized cost or fair value adjustments on loans held for sale	(3)	31
Loss on instruments designated at fair value and related derivatives	33	29
Net cash provided by (used in) operating activities	(931)	3,181
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	9,568	15,336
Securities available-for-sale:
Purchases of securities available-for-sale	(6,517)	(3,293)
Proceeds from sales of securities available-for-sale	4,317	681
Proceeds from paydowns and maturities of securities available-for-sale	2,727	3,954
Securities held-to-maturity:
Purchases of securities held-to-maturity	(3,039)	(7,267)
Proceeds from paydowns and maturities of securities held-to-maturity	914	641
Change in loans:
Originations, net of collections	(5,326)	790
Loans sold to third parties	2,395	547
Net cash provided by (used for) sales (acquisitions) of properties and equipment	(9)	1
Cash received on transfer of certain precious metals trading and financing activities to an affiliate	0	10
Other, net	(94)	(35)
Net cash provided by investing activities	4,936	11,365
Cash flows from financing activities
Net change in deposits	2,007	(3,227)
Debt:
Net change in short-term borrowings	(2,261)	2,089
Issuance of long-term debt	5,267	3,471
Repayment of long-term debt	(5,664)	(3,002)
Other decreases in capital surplus	(6)	(7)
Dividends paid	(8)	(1,008)
Net cash used in financing activities	(665)	(1,684)
Net change in cash and due from banks and interest bearing deposits with banks	3,340	12,862
Cash and due from banks and interest bearing deposits with banks at beginning of period	25,719	18,748
Cash and due from banks and interest bearing deposits with banks at end of period	$ 29,059	$ 31,610