CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest income:
Loans	$ 950	$ 887	$ 2,782	$ 2,551
Securities	481	414	1,388	1,105
Trading securities	94	72	268	181
Short-term investments	403	398	1,261	1,224
Other	18	21	57	58
Total interest income	1,946	1,792	5,756	5,119
Interest expense:
Deposits	1,046	971	3,095	2,596
Short-term borrowings	162	139	472	359
Long-term debt	282	297	865	843
Other	17	13	47	32
Total interest expense	1,507	1,420	4,479	3,830
Net interest income	439	372	1,277	1,289
Provision for credit losses	(13)	(8)	36	48
Net interest income after provision for credit losses	452	380	1,241	1,241
Other revenues:
Trading revenue	208	277	717	730
Other securities gains (losses), net	(148)	0	(138)	3
Gain (loss) on instruments designated at fair value and related derivatives	(3)	(9)	(33)	(29)
Other income (loss)	(30)	(54)	(68)	(131)
Total other revenues	334	517	1,410	1,418
Operating expenses:
Salaries and employee benefits	145	134	423	393
Support services from HSBC affiliates	428	426	1,246	1,235
Occupancy expense, net	12	19	53	59
Other expenses	86	79	318	247
Total operating expenses	671	658	2,040	1,934
Income before income tax	115	239	611	725
Income tax expense	27	57	129	175
Net income	88	182	482	550
Credit card fees, net
Other revenues:
Other revenues	14	13	42	36
Trust and investment management fees
Other revenues:
Other revenues	37	33	107	96
Other fees and commissions
Other revenues:
Other revenues	157	170	503	475
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 99	$ 87	$ 280	$ 238