CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income:
Loans	$ 555	$ 416	$ 1,368	$ 1,308
Securities	203	154	513	491
Trading securities	53	60	171	162
Short-term investments	266	24	403	57
Other	15	4	32	17
Total interest income	1,092	658	2,487	2,035
Interest expense:
Deposits	343	60	536	210
Short-term borrowings	51	4	77	13
Long-term debt	144	70	301	230
Other	11	4	21	8
Total interest expense	549	138	935	461
Net interest income	543	520	1,552	1,574
Provision for credit losses	25	(81)	105	(537)
Net interest income after provision for credit losses	518	601	1,447	2,111
Other revenues:
Trading revenue (expense)	163	(42)	296	1
Other securities gains, net	1	4	30	51
Gain (loss) on instruments designated at fair value and related derivatives	(29)	8	(4)	33
Gain on sale of branch disposal group, net	2	0	113	0
Other income (loss)	(45)	7	(127)	13
Total other revenues	354	242	1,183	930
Operating expenses:
Salaries and employee benefits	137	151	429	509
Support services from HSBC affiliates	419	389	1,256	1,148
Occupancy expense, net	17	27	47	175
Other expenses	75	99	295	318
Total operating expenses	648	666	2,027	2,150
Income before income tax	224	177	603	891
Income tax expense	63	40	151	222
Net income	161	137	452	669
Credit card fees, net
Other revenues:
Other revenues	10	0	37	23
Trust and investment management fees
Other revenues:
Other revenues	39	26	99	81
Other fees and commissions
Other revenues:
Other revenues	136	160	474	496
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 77	$ 79	$ 265	$ 232